On January 12, 2026, in Hanoi, Agribank, along with commercial banks MB, BIDV, MBV, and Hanoi Ring Road 4 Expressway Joint Stock Company, officially signed a credit agreement to finance the investment project for the construction of Ring Road 4 - Hanoi Capital Region, ensuring sufficient capital for the implementation of this key national project.
Agribank, along with other commercial banks MB, BIDV , MBV, and Hanoi Ring Road 4 Expressway Joint Stock Company, signed a credit agreement to finance the investment project for the construction of Ring Road 4 - Hanoi Capital Region.
Key projects in the Hanoi Capital Region need new impetus for development.
The Hanoi Capital Region Ring Road 4 project, with an estimated total length of 113.52 km, passes through Hanoi and the provinces of Hung Yen and Bac Ninh, playing a particularly important role in the national transportation infrastructure network. Upon completion, the project is expected to provide impetus to alleviate congestion in the inner city, connect urban, industrial, and logistics areas, and link with radial expressways, forming a comprehensive transportation infrastructure system that serves as the "backbone" for the entire region.
The project has a total investment of over 85,000 billion VND, divided into 3 main component projects, of which Component Project 3 - Investment and construction of the expressway is implemented under the public-private partnership (PPP) method, with a total investment of over 53,553 billion VND.
The capital structure of component project 3 includes 44% state budget capital and 56% capital mobilized by investors. The total capital mobilized by investors for the project is VND 29,944 billion. The arranged loan is VND 25,453 billion, with the main participation of commercial banks: Vietnam Agricultural and Rural Development Bank (Agribank): VND 15,453 billion (60%); Military Commercial Joint Stock Bank (MB): VND 5,000 billion (20%); Vietnam Investment and Development Bank (BIDV): VND 3,000 billion (12%); Vietnam Modern Bank Limited (MBV): VND 2,000 billion (8%).
Component Project 3 officially commenced construction on September 6, 2025. The collaboration of the consortium of investors and banks plays a crucial role in ensuring the financial viability and progress of the project, opening up new impetus for future development.
A shared determination to develop key national-level projects.
The Hanoi Capital Region Ring Road 4 construction project is one of the most important transportation infrastructure projects currently underway. Component 3, implemented under the public-private partnership (PPP) model, is a vivid example of the Party and State's correct and consistent policy of maximizing social resources for infrastructure development, while simultaneously improving capital efficiency and ensuring a harmonious risk-sharing mechanism between the public and private sectors.
Within the framework of the project implementation, Agribank has closely coordinated with reputable credit institutions with strong financial resources and extensive experience to jointly finance component project 3.
Deputy Prime Minister Ho Duc Phoc delivered a speech at the signing ceremony.
At the signing ceremony, Mr. To Huy Vu, Chairman of the Board of Directors of Agribank, emphasized: “The cooperation between Agribank and commercial banks is not only about co-financing capital, but also about converging and complementing each other in financial capacity, risk management experience, and a deep understanding of large-scale infrastructure projects. It also demonstrates a high sense of responsibility, solidarity, unity, and shared determination of the banking system towards key projects.”
Speaking at the ceremony, Comrade Ho Duc Phoc - Member of the Central Committee of the Party, Deputy Prime Minister - expressed his confidence that, with the prestige and experience of the investors and commercial banks participating in financing, the Ring Road 4 Project - Hanoi Capital Region will be completed and put into use on schedule with the highest quality, contributing to the socio-economic development of the Hanoi Capital Region and the whole country.
Agribank prioritizes investment resources for the development of key projects.
Agribank's role as the lead arranger for the project not only helps mobilize significant financial resources for its implementation but also demonstrates Agribank's potential and determination to support the strategic goals of the Party, State, and Government in implementing key national and local projects.
The Chairman of the Board of Directors of Agribank delivered a speech at the ceremony.
By the end of 2025, Agribank's total assets will continue to maintain steady growth, reaching nearly 2.7 trillion VND, mobilized capital reaching 2.4 trillion VND, and outstanding loans to the economy reaching nearly 2 trillion VND, affirming its position as a "pillar" of the national financial system. Agribank is a pioneering and leading bank in implementing key credit policy programs of the Government and the State Bank of Vietnam.
In 2025, Agribank will implement numerous preferential interest rate credit programs and products with a total scale of nearly 700 trillion VND, focusing on directing credit flows into priority sectors and growth drivers, and strengthening credit provision for many industries and sectors related to public investment such as lending for infrastructure construction and development, and the energy sector. Agribank's role as a partner and its decisive actions not only affirm the responsibility of a major financial institution but also build trust and create a solid financial foundation for the business community, contributing to national economic growth.
Source: https://congthuong.vn/agribank-ky-hop-dong-tin-dung-hon-15-000-ty-dong-cho-du-an-duong-vanh-dai-4-ha-noi-438744.html
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