Credit policy creates maximum convenience for import-export enterprises to accelerate and develop.

Import-export activities in the first 10 months of the year continued to maintain a positive growth rate, affirming their role as a key driving force of the economy. Therefore, policy mechanisms, especially monetary and credit policies, have been and are being focused on implementing to create the most favorable conditions for import-export enterprises to accelerate and develop.

With many specific and practical solutions, credit institutions in Ho Chi Minh City and Dong Nai Province have determined to well implement a number of key contents. That is to continue to best meet the capital needs of import-export enterprises, in accordance with the needs and conditions of enterprises' loans: loans in VND or foreign currency to serve the year-end import-export production and business activities, completing the yearly plan. In fact, in Ho Chi Minh City and Dong Nai Province, outstanding loans in foreign currency in the first 10 months of the year (estimated data) reached over 252 trillion VND, accounting for about 4.6% of total outstanding credit in the area.

Credit policy has been and is being focused on implementing to create maximum favorable conditions for import-export enterprises to accelerate and develop.

During this process, continue to implement the credit policy of short-term loans in VND with interest rates not exceeding 4%/year for 5 groups of sectors, including the export sector. Thereby creating conditions for businesses to easily access capital sources at reasonable costs to improve competitiveness, expand and grow. By the end of October 2025 (estimated data), the total outstanding loans for export enterprises in Ho Chi Minh City and Dong Nai reached 162 trillion VND, accounting for about 3% of the total outstanding credit in the area.

At the same time, continue to best meet the banking service needs of import-export enterprises, especially payment services, money transfer, guarantee, factoring... This not only creates favorable conditions for enterprises in production and business activities, purchase and sale and payment of domestic and international goods, but also contributes to improving the efficiency of capital use for enterprises, thanks to fast, timely, safe and effective capital circulation.

The banking sector in Ho Chi Minh City and Dong Nai has well implemented the policy mechanism on monetary credit, interest rates, exchange rates and foreign exchange activities. At the same time, it continues to reform administration, improve service quality, customer service quality, innovate transaction processes to contribute to creating and strengthening a favorable investment and business environment; stabilize the macro economy , best meet the legitimate foreign currency needs of enterprises, serve the production and business activities of import and export and foreign economy to grow and develop.

With specific and practical solutions and actions, credit institutions have identified their interest in organizing and implementing them well, including strengthening connection activities and supporting businesses in industrial parks and export processing zones, as well as disbursing preferential credit packages such as loans for forestry and aquatic products, loans for processing industries, etc. to create growth effects, through promoting the role of product supply chains and linkages in production, consumption and export.

Source: https://thoibaonganhang.vn/chinh-sach-tin-dung-tao-thuan-loi-toi-da-cho-doanh-nghiep-xuat-nhap-khau-tang-toc-va-phat-trien-173315.html