Maintaining the growth momentum in capital mobilization amidst fluctuating interest rates.
In 2025, amidst a volatile economic environment, banking operations face increasingly stringent demands for safety, efficiency, and risk management. Agribank Branch 9 continues to uphold its tradition of unity and solidarity throughout the unit. Under the close guidance of the Board of Directors and with the concerted efforts and responsibility of its staff, the Branch has proactively implemented solutions tailored to practical realities, gradually creating positive changes in its operations and achieving remarkable results in 2025, particularly in debt recovery, risk management, and capital mobilization, laying the foundation for stability and sustainable development in the next phase.
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Agribank Branch 9 Headquarters |
Regarding capital mobilization, despite frequent fluctuations in deposit interest rates and changing customer sentiment, Agribank Branch 9 has maintained positive growth in capital mobilization. By December 31, 2025, the total mobilized capital of the Branch reached VND 9,371 billion, completing 105% of the assigned plan, an increase of 16% compared to 2024, becoming one of the targets exceeded, making an important contribution to ensuring capital balance and operational stability of the unit. This result is vivid evidence of the unity and joint efforts of all staff and employees in the Branch.
In particular, the Branch has effectively utilized compensation funds from local residents, thereby contributing to both increasing the scale of capital resources and strengthening the close and trusting relationship between Agribank and the people in the area. Along with the efforts of the entire staff, the flexibility in interest rate policies as directed by the Head Office is also an important factor helping the Branch to be more proactive in competition, promptly meet customer needs, retain existing capital, and attract new capital flows. The harmonious combination of sound leadership and the sense of responsibility and solidarity of the staff has created a solid foundation for the positive capital mobilization results of Agribank Branch 9 in 2025.
Aggressive debt recovery aims to create a significant improvement in financial quality.
Debt recovery and risk management are among the key and ongoing tasks for 2025. From the very beginning of the year, the Board of Directors of Agribank Branch 9 has clearly instilled a spirit of proactiveness, perseverance, and responsibility throughout the unit. The overarching principle is to not shy away from difficulties, not to wait or rely on others, but to gradually mobilize the combined strength of the entire political system within the Branch to focus on resolving long-standing outstanding debts, which are considered major "bottlenecks" for the unit's financial operations.
Thanks to this decisive and coordinated effort, by December 31, 2025, Agribank Branch 9 had recovered 359 billion VND in bad debts, completing 90% of the assigned plan, more than three times higher than in 2024 and the highest level ever in the branch's history. Particularly, in the last two months of the year, when the workload was heavy and time pressure was immense, the branch's staff still made a high effort, recovering over 200 billion VND in bad debts, significantly contributing to a clear improvement in the unit's financial situation and creating a positive foundation for future steps.
Continuing to promote the strength of unity, tighten discipline, and uphold responsibility for the sustainable development goals of Agribank Branch 9.
The achievements are not the result of chance but rather the fruit of the solidarity, close coordination, and high responsibility of the entire Branch team. From the Board of Directors to the operational departments and each officer directly managing loans, everyone clearly defines their role and responsibility in the overall task. Specialized debt recovery teams have been strengthened and hold regular meetings to review and analyze each debt and each customer; many solutions have been implemented synchronously and flexibly, such as working directly with customers, coordinating with relevant agencies, handling collateral assets, selling debts, and applying policies to waive or reduce interest in accordance with regulations. As a result, many large, complex, and long-standing debts have been gradually resolved and successfully handled, making a significant contribution to the Branch's overall results.
It can be affirmed that the unity and consensus in will and action of the entire team is the key factor creating the outstanding results of Agribank Branch 9 in 2025. The Branch Management Board always upholds a high sense of responsibility, directly supervises, closely monitors the work at the grassroots level, and accompanies staff and employees in each specific task. Departments and units proactively coordinate closely, promptly sharing difficulties and supporting each other in the implementation of work. Each staff member and employee is clearly aware of their role and responsibility towards the overall results, thereby contributing to the unity, consensus, and collective strength of the entire Branch.
Amidst numerous pressures and challenges, the achievements in debt recovery, risk management, and capital mobilization have not only significantly contributed to stabilizing the financial situation and strengthening the Head Office's confidence in the branch, but also built a solid foundation for Agribank Branch 9 to continue fulfilling its assigned political tasks effectively. Based on this, the branch has further motivation and confidence to strive towards safe, efficient, and sustainable development in the next phase, making a positive contribution to the overall success of the entire Agribank system.
Source: https://thoibaonganhang.vn/dau-an-agribank-chi-nhanh-9-trong-cong-tac-huy-dong-von-va-thu-hoi-no-nam-2025-176614.html
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