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Cement enterprises lose over 9,300 billion VND: Banks stuck, auditors refuse opinions

Cong Thanh Cement continues to lose another trillion, raising the accumulated loss to 9,372 billion VND by the end of 2024. The interest expense to be paid is more than 11 trillion VND. Some banks are at risk of being stuck with the debts of this enterprise.

VietNamNetVietNamNet15/05/2025


Accumulated loss is more than 10 times the contributed capital.

Cong Thanh Cement Joint Stock Company ( Thanh Hoa ) has just announced its 2024 financial report signed by General Director Nguyen Thi Hoang Thi, with the situation continuing to worsen. The company lost an additional VND 1,444 billion in 2024, compared to a loss of nearly VND 1,827 billion in 2023.

By the end of 2024, Cong Thanh Cement recorded an accumulated loss of more than VND 9,372 billion, 10.4 times higher than the owner's equity (VND 900 billion).

It is noteworthy that at the end of 2024, Cong Thanh Cement recorded total liabilities of more than VND 20,129 billion, including interest expenses of more than VND 11,000 billion. Of which, long-term interest expenses were more than VND 6,960 billion and bond interest expenses were nearly VND 4,118 billion.

XimangCongThanh CT.jpg

Cong Thanh Cement Factory. Photo: CT

Cong Thanh Cement was established in early 2006. This is a business in the Cong Thanh Group ecosystem, operating in many fields.

Cong Thanh Cement's headquarters is located in Tam Son village, Tan Truong commune, Nghi Son town, Thanh Hoa province.

The shareholder structure of Cong Thanh Cement is quite concentrated. As of the end of 2024, Mr. Nguyen Cong Ly, Chairman of the Board of Directors, owned nearly 51.5 million shares (equivalent to 57.2% of shares); Dong Nai Construction Materials Roofing Sheet JSC held 10% of shares; Financiere Lafarge SA held 5% of shares; Ms. Nguyen Thi Da Thao (Deputy General Director - Mr. Ly's biological daughter) held 2.7% and other shareholders held 25.1% of shares.

According to the semi-annual audited financial report, at the end of 2024, Cong Thanh Cement's total assets were VND 11,657 billion, while total liabilities were more than VND 20,129 billion.

The auditor of DFK Vietnam Auditing Co., Ltd. has declined to express an opinion on the 2024 audit report.

According to the auditor, by the end of 2024, Cong Thanh Cement recorded an accumulated loss exceeding equity of more than VND 8,472 billion and short-term debt exceeding short-term assets of nearly VND 3,133 billion.

In addition, the company has not yet paid long-term loans due and bonds due with an amount of more than VND 1,893 billion to Vietnam Joint Stock Commercial Bank for Industry and Trade - Vietinbank (CTG) and short-term loans of nearly VND 287 billion to SHB . The total overdue long-term loan interest payable to banks is more than VND 11 trillion.

XimangCongThanh lono2024 BCTC.jpg

Cong Thanh Cement suffers heavy losses and large debts. Source: Financial Statements

The auditors believe that these factors create significant doubt about the company's ability to continue as a going concern. Therefore, "it is not possible to obtain sufficient appropriate audit evidence to provide a basis for an audit opinion."

Banks face trillion-dollar debt

By the end of 2024, Cong Thanh Cement recorded short-term loans and financial lease debts (including long-term loans due for payment) increasing by more than VND 192 billion compared to the end of 2023, up to more than VND 2,372 billion.

Long-term loans and financial leases are over VND 4,948 billion, of which Vietinbank's long-term loans are over VND 4,651 billion (mostly in VND). Interest rates are 11%/year for loans in VND and 8.8% for loans in USD.

According to Vietinbank's official dispatch in early 2019, Cong Thanh Cement must pay the principal by 2035. Accumulated interest up to the end of 2016 will be allocated for payment from 2020 to 2026. Interest arising from 2017 to 2035 will be allocated for payment according to the cash flow plan from 2022-2035.

However, Cong Thanh Cement's cash flow is quite tight. Sales and service revenue in 2024 decreased to nearly 166 billion VND, compared to more than 483 billion VND in 2023. Cash is nearly 1.3 billion VND.

The history of credit relations between Vietinbank and Cong Thanh Cement is also noteworthy, credit increased while the business suffered continuous losses.

By the end of 2024, Cong Thanh Cement's outstanding debt at Vietinbank will be about VND 7,034 billion. Of which, the outstanding long-term loan due for payment is nearly VND 1,493 billion, the outstanding bond due for payment is nearly VND 593 billion, the remaining long-term loan is nearly VND 3,159 billion, the outstanding bond is VND 1,790 billion.

According to the agreement established on September 5, 2017, Vietinbank agreed to share with SHB Van Phuc branch the collateral assets of Cong Thanh Cement mortgaged at Vietinbank and the company's revenue.

These are all machinery, equipment and future construction items of the line 2 project - Cong Thanh Cement Factory; land use rights, construction works, machinery, equipment and vehicles of the line 1 project; capital contributions of founding shareholders; capital contributions of Chairman Nguyen Cong Ly at Cong Thanh Cement Group; rights to exploit natural resources (limestone and shale mines); real estate of Mr. Nguyen Cong Ly and some members of the board of directors...

XimangCongThanh taissanddambao2024 BCTCC.jpg

Cong Thanh Cement mortgaged real estate and shares of the Chairman of the Board of Directors to borrow from the bank. Source: Financial statements

The reason why Cong Thanh Cement has been in a state of continuous losses and debt is due to its large investment in this field, in the context of the difficult cement industry. That is the situation where domestic supply exceeds demand many times. The Chinese real estate market has plummeted, causing Vietnam's cement exports to plummet.

Cong Thanh Cement has been continuously losing money since 2016. This is also the time when the company put into operation the second production line - Cong Thanh Cement Factory. Supply increased but sales were difficult, while the pressure of depreciation costs and interest expenses was very high.

The report of the Board of Directors signed by Ms. Nguyen Thi Hoang Thi, the legal representative, stated that: In 2024, the domestic construction market is still in the process of recovery but very slowly, so cement consumption is affected, and exports are not very positive. The main consumption markets are China and Bangladesh, which have not returned to the same import volume as before.

Cong Thanh Cement has postponed the 2025 annual shareholders' meeting until June 30. Previously, in November last year, the company was fined VND507.5 million by the State Securities Commission for failing to disclose various types of information and not disclosing information on time.

According to the Hanoi Stock Exchange (HNX), in 2024, Cong Thanh Cement will also delay bond interest payments due to financial difficulties.

A secretive real estate tycoon in Ho Chi Minh City lost more than 600 billion VND, still owes 1,470 billion VND in bonds. A secretive real estate company, with connections to a number of real estate tycoons, is in a rather weak financial situation and has been suffering from prolonged losses.

Source: https://vietnamnet.vn/xi-mang-cong-thanh-lo-vuot-9-300-ty-dong-gap-hon-10-lan-von-ngan-hang-sa-lay-2401279.html


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