31-year journey of sowing trust and reaping happiness of MB Bank

Looking back on its development journey of more than three decades, the Military Commercial Joint Stock Bank (MB) is not only proud of its economic achievements but also of its efforts to create a happy nation.

Vietnam ranked 2nd in Southeast Asia, 46th out of 143 countries and territories in the World Happiness Report 2025 - up 8 places compared to 2024 and marking the highest ranking since the report was first published in 2012. This achievement reflects the efforts of the State and the business community to develop the economy in conjunction with building a happy nation. In particular, a significant contribution is thanks to accompanying businesses, typically MB with a three-decade journey of building national happiness.

To recognize and spread these inspirational stories, the Government Portal in collaboration with Ho Chi Minh City Television (HTV9) organized the Talkshow "Building the Country - Proud of Vietnam" with the theme "Journey of Happiness", pioneering business representatives will share their philosophy and specific actions in creating happiness for the community.

At the Talkshow, MB CEO Pham Nhu Anh shared the strategy of linking economic growth with social responsibility, creating happiness for employees, customers and the community.

Sowing seeds of trust through dedicated products

Established in 1994, during the country's reform and integration period, MB established its mission and is committed to that mission until today: "A bank is not simply a place to store assets, but a place to preserve and enhance the value of community trust."

Mr. Pham Nhu Anh, General Director of MB, emphasized: "When people put their trust in financial institutions, when businesses trust a transparent environment, that is a solid foundation for national happiness." According to Mr. Anh, absolute transparency is the most solid foundation of trust in the financial system.

To maximize transparency, MB has proactively built a pioneering digital platform ecosystem such as MBBank App serving more than 35 million users, BIZ MBBank for more than 350,000 businesses with the ability to process online credit within 2 hours. Especially Charity App, the first charity calling and disbursement platform in Vietnam with an automatic statement mechanism, 100% transparent.

MB's product ecosystem creates a flexible and transparent value chain in personal and business spending management. Photo source: MB.

MB's multi-function personal and business card product is the first product in Vietnam to integrate both debit and credit features on the same chip, helping customers manage their spending more easily. The card line for businesses can issue up to 8 sub-cards to different departments and track the entire cash flow in real time on the App. All MB card lines are equipped with security chips according to the international EMV standard.

Creating humane “DNA” in corporate culture

MB does not position community activities as simply a duty to comply with CSR (Corporate Social Responsibility), but considers it as a “DNA of corporate culture” that has been nurtured throughout the development journey. Recently, to spread the spirit of sharing on the occasion of the bank’s birthday, and at the same time support in responding to the damage caused by storms and floods to the people of the Central region, MB donated nearly 400 million VND to the localities that were heavily affected. Kind-hearted people can also contribute with MB through account number 1994 - Military Commercial Joint Stock Bank (MB) to support people in flood-affected areas.

In addition, the bank also has activities that bring many practical social values. From the campaign "Truong Sa Xanh - Million Green Milestones" attracting 60,000 organizations and individuals to join, contributing 160 billion VND with the goal of planting 1 million trees in Truong Sa, to educational projects, supporting sustainable livelihoods for women and veterans... each volunteer activity comes from the philosophy: when an individual is supported in time, happiness will spread to the whole community.

MB commits 70,000 billion VND to finance renewable energy projects, contributing to the production of 3,600 MW of clean, environmentally safe electricity.

Mr. Pham Nhu Anh shared at the Talkshow: "Happiness is not the final destination, but the journey we create together, accompany and spread every day." The positive things spread every day, when accumulated over the years, have created the portrait of MB as a bank of trust, compassion and responsibility.

Continuing the 31-year journey

Belonging to the Big 5 group, MB currently has total assets of 1.33 million billion VND and pre-tax profit of more than 23,000 billion VND in the first 9 months of 2025. MB is among the largest tax-paying enterprises in the country and is a reputable capital channel for thousands of domestic and foreign enterprises investing in Vietnam (FDI).

However, these achievements only reflect a part of MB's contribution in the journey over three decades. What is even more proud is that MB has continuously created humanistic values, putting the mission of serving the nation and spreading community happiness first.

General Director Pham Nhu Anh emphasized: "Happiness only has true lasting value when it is spread and shared widely - MB is committed to becoming a pioneer organization in sowing that belief every day."

With the orientation of "Digital Enterprise - Leading Financial Group" and three pillars of transparency, sharing, and humanity, MB continues its journey of "sowing seeds of happiness", where every step of growth contributes to improving the quality of life, building trust and promoting comprehensive national development.

To follow the detailed content of the talk show, readers can immediately watch the talk show “Building the Country – Proud of Vietnam” on the Government Portal, HTV 9 & official media channels from MB. The program honors typical characters, stories and initiatives, reflecting the companionship between the State – enterprises – community in the journey to build a modern, integrated and happy Vietnam.

As one of the Top 5 leading banks in Vietnam, MB will participate in sharing perspectives and secrets to become a pioneer bank in digital transformation, innovation and sustainable development, aiming to bring practical values ​​to customers, society and the country.

Source: https://thoibaonganhang.vn/hanh-trinh-31-nam-gioo-niem-tin-gat-hanh-phuc-cua-ngan-hang-mb-173545.html