As the year draws to a close, the atmosphere of preparing for Tet (Lunar New Year) becomes increasingly lively, but this is accompanied by financial worries that weigh heavily on the shoulders of many families.
This is a time when shopping needs skyrocket, from repairing roofs and buying new household items to preparing gifts for relatives and friends... For middle-income workers, the financial pressure is even heavier as salaries and bonuses haven't arrived yet, but spending needs are already present.
The Lunar New Year holiday also brings a surge in consumer spending, not to mention numerous unexpected expenses (Photo: The Gioi Di Dong ).
Not to mention that in daily life, situations requiring urgent funds can arise unexpectedly. A motorbike breaking down on the road and needing immediate repairs to get to work, a family member suddenly falling ill, or a living expense payment due right away…
Now, those constant worries can be put aside thanks to a readily available financial solution right in your pocket. From January 2026, the online cash loan feature on the Mobile World VIP Gifts app will be operational, offering a quick and secure solution for busy people who don't have time to go to stores or live far from transaction points.
The VIP Gift app-based loan service allows users to register, receive approval results, and get disbursed funds directly on their phones (Photo: The Gioi Di Dong).
Through a strategic partnership with Cake by VPBank 's digital banking platform, customers' mobile phones now become a true "backup wallet." With just a VIP Gift account and a chip-embedded Citizen Identity Card (CCCD), customers can apply for loans up to 50 million VND from the comfort of their home or office.
The biggest advantage that helps users relieve psychological burden is privacy and speed. The 100% digitized process allows for automatic application approval, fast disbursement, and funds transferred directly to the designated account within approximately 2 minutes.
The service provider commits to not requiring proof of income and not making verification calls to relatives, allowing borrowers complete control and flexibility in resolving personal matters. Interest rates starting from 2.3% per month, along with flexible repayment terms up to 48 months, also make it easier for borrowers to manage their expenses after the Lunar New Year.
Alongside the convenient online channel, the system of over 3,000 The Gioi Dien May and Dien May Xanh stores nationwide continues to offer direct cash loan services. This is an optimal option for customers who are not tech-savvy, or those who need a larger source of capital to carry out important plans.
Customers can access various loan packages at the store, through reputable financial partners of The Gioi Dien Dong (Photo: The Gioi Dien Dong).
Upon arriving at the store, customers will receive dedicated advice from staff to connect with major financial partners such as FE Credit, Shinhan Finance, Cathay United Bank, etc.
Depending on their profile, customers can access high loan limits, up to 300 million VND, with preferential interest rates starting from just 1.91% per month or 18% per year. This model provides customers with greater peace of mind as they can work directly at a familiar store, with clear advice from staff and simple procedures.
“The diversification from direct loans to online loans via the VIP Gift app demonstrates Mobile World's sophistication in customer care. In the context of the stressful end of the year, the appearance of transparent, fast, and easily accessible financial solutions like this is a practical 'spiritual remedy,' helping people alleviate worries and enjoy a more complete and fulfilling Tet holiday,” a representative from Mobile World shared.
Source: https://dantri.com.vn/kinh-doanh/khi-ung-dung-cua-the-gioi-di-dong-tro-thanh-vi-du-phong-khan-cap-20260113142749487.htm
![[Photo] Radiant smiles at the "Building Tet" festival in Da Nang](https://vphoto.vietnam.vn/thumb/1200x675/vietnam/resource/IMAGE/2026/02/12/1770872911216_ndo_br_nhan-qua-jpg.webp)
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