Don't miss out on ACB's offers when spending Tet (Lunar New Year) with your credit card.

Tet is no longer a season for excessive shopping, but rather for planned shopping.

Recent year-end shopping seasons have shown a clear shift in the spending habits of Vietnamese people, as they continue to spend money, but in a more cautious and selective manner.

Instead of impulsive shopping, each spending decision is increasingly linked to practical questions: Is this item truly worth the money? Does it offer a worthwhile experience? And will its value last beyond the Lunar New Year?

Don't miss out on ACB's offers when spending Tet (Lunar New Year) with your credit card - 1

This Tet holiday, many people are enjoying shopping withtheir ACB credit cards (Photo: ACB).

Consumer reports for 2025 indicate a growing trend among Vietnamese consumers to prioritize the intrinsic value of a product over brand name or price. Durability, user experience, convenience, and intangible value are becoming increasingly important criteria, especially during major spending periods like Tet (Lunar New Year).

For many young people, Tet is no longer a time for extravagant shopping, but rather a time to selectively choose worthwhile expenses: a short domestic trip to recharge, a truly meaningful family reunion meal, or practical gifts for family.

Minh Quân (28 years old, office worker) said he doesn't spend less during Tet, but he spends differently. "It's still about plane tickets home, gifts for family, or a post-Tet trip , but I consider each expense more carefully, buying things that will last a long time instead of buying impulsively," Quân said.

"Even when paying, I prioritize options with discounts or cashback via card so that I get more value for the same amount of money, rather than spending and then forgetting about it," Quân shared.

As spending habits shift, the Lunar New Year shopping season is being redefined: it's no longer a race to buy a lot, but a journey of choosing the right value for money.

The offers from ACB credit cards are truly suitable for the Lunar New Year.

ACB's credit card lines are seen by many as part of a budget-optimizing solution during the Tet holiday season, thanks to their comprehensive benefits covering everything from shopping and travel to everyday expenses.

Don't miss out on ACB's offers when spending Tet (Lunar New Year) with your credit card - 2

Optimize your spending with practical benefits from ACB (Photo: ACB).

For international transactions, Visa Signature and Visa Infinite cards offer a foreign currency conversion fee of only 0.9%, significantly reducing costs. During the year-end shopping season, ACB credit card holders receive discounts of 5% to 10% at Tam Son stores on many high-end fashion brands such as Tory Burch, BOSS, HUGO, Marc Jacobs, and Longchamp, catering to the trend of choosing items with lasting value.

For technology-related needs, customers who spend 5 million VND or more at CellphoneS receive a 3% discount (maximum 1 million VND) or 0% interest installment plans for 3, 6, 9, and 12 months. Beyond shopping, spending on experiences is also optimized, with discounts at over 60 golf courses, up to 50% off airline tickets, and 100% refund on internet usage fees on Vietnam Airlines flights.

In daily life, familiar offers such as free drink size upgrades at Starbucks, discounted airport transfers with Grab via Apple Pay, beTransport and beFood promotions, or free combo packages when buying movie tickets at CGV with a Visa card, help make even small expenses seem more worthwhile. Additionally, if you spend at AEON Mall using an ACB JCB card, cardholders will receive up to 30% off.

In addition to Tet holiday spending incentives, when using ACB credit cards, customers also have the chance to win gold and tens of thousands of valuable vouchers through the "Ma Dao Phat Tai" program.

For every transaction of 500,000 VND or more, installment payments, or when linking your card to e-wallets such as Apple Pay, Samsung Pay, Garmin Pay, or Google Pay, you will receive additional entry points. The more consistently you spend during the Lunar New Year season, the closer your chances of winning prizes.

Source: https://dantri.com.vn/kinh-doanh/khong-bo-lo-uu-dai-tu-acb-khi-chi-tieu-tet-bang-the-tin-dung-20260205191606106.htm