Can I buy social housing without a labor contract?

Illustration photo

When Ms. Mi went to the Ward People's Committee to work, she was informed that there was no document guiding the confirmation of income proof in cases like hers. Ms. Mi requested the competent authority to provide specific instructions.

The Ministry of Construction responded to this issue as follows:

On October 10, 2025, the Government issued Decree No. 261/2025/ND-CP amending and supplementing a number of articles of Decree No. 100/2024/ND-CP dated July 26, 2024 of the Government detailing a number of articles of the Housing Law on the development and management of social housing and Decree No. 192/2025/ND-CP dated July 1, 2025 of the Government detailing a number of articles and measures to implement Resolution No. 201/2025/QH15 dated May 29, 2025 of the National Assembly on piloting a number of specific mechanisms and policies for social housing development.

Accordingly, Clause 2, Article 1 of Decree No. 261/2025/ND-CP amended and supplemented Clause 1 and Clause 2, Article 30 of Decree No. 100/2024/ND-CP as follows:

"Article 30. Income conditions

1. For subjects specified in Clauses 5, 6 and 8, Article 76 of the Housing Law, the following income conditions must be ensured:

a) In case the applicant is unmarried or confirmed to be single, the average monthly income received shall not exceed 20 million VND according to the Wage and Salary Table confirmed by the agency, unit or enterprise where the applicant works. In case the applicant is unmarried or confirmed to be single and raising a child under the age of majority, the average monthly income received shall not exceed 30 million VND according to the Wage and Salary Table confirmed by the agency, unit or enterprise where the applicant works.

b) In case the applicant is married according to the provisions of law, the applicant and his/her spouse must have a total average monthly income of no more than 40 million VND calculated according to the Wage and Salary Table confirmed by the agency, unit or enterprise where the applicant works.

c) The time for determining income conditions as prescribed in Point a and Point b of this Clause is within 12 consecutive months, calculated from the time the competent authority makes the confirmation.

d) Based on the conditions and income levels of each area in the locality, preferential housing policies for cadres, civil servants, public employees, and the number of dependents according to the provisions of law, the Provincial People's Committee shall decide on the coefficient for adjusting the income level prescribed in Point a and Point b of this Clause, but not exceeding the ratio between the average income per capita in the locality and the average income per capita of the whole country; decide on policies to encourage access to social housing for beneficiaries of social housing support policies with three (03) or more dependents in the same household.

2. In case the subject specified in Clause 5, Article 76 of the Housing Law does not have a Labor Contract, he/she must ensure the income conditions as prescribed in Clause 1 of this Article and be confirmed by the police agency at the commune level where he/she is permanently or temporarily residing or where he/she is currently residing.

Within 07 days from the date of receiving the request for confirmation, the commune-level police agency of the permanent or temporary residence or the place of residence at the time of the request for confirmation shall, based on information from the population database, carry out the confirmation of income conditions.

We recommend that you follow the above regulations.

Source: https://vtv.vn/khong-co-hop-dong-lao-dong-co-duoc-mua-nha-o-xa-hoi-100251112153551732.htm