Modern Vietnam Bank ( MBV ) has just officially increased deposit interest rates, with a ceiling increase for 3-5 month term deposits.

Accordingly, the online interest rate for deposits with interest paid at the end of the term, applied by MBV to individual customers, for 1 and 2 month terms, increased sharply by 0.5%/year to 4.6%/year and 4.7%/year, respectively. This is the highest interest rate on the market today for this term.

Notably, the interest rate for 3-5 month terms increased by 0.35%/year, reaching 4.75%/year - the maximum rate prescribed by the State Bank for deposits with terms of less than 6 months. In addition to MBV, Bac A Bank and Techcombank are also listing interest rates of 4.75%/year for 3-5 month terms.

Meanwhile, MBV increased online savings interest rates for 6-11 month terms from 0.1% to 0.2% per year, listed at 5.7% per year; increased from 0.1% to 0.2% per year for 12-36 month terms, listed at 6% per year.

Thus, MBV becomes the next bank to list deposit interest rates from 6%/year, along with Bac A Bank, Vikki Bank, HDBank , OCB, PVCombank... This is also the 12th bank to increase deposit interest rates since the beginning of November.

In addition to increasing deposit interest rates, MBV also announced a preferential interest rate program with an additional 0.7%/year on savings interest rates. Therefore, the highest deposit interest rate at this bank can be up to 6.7%/year, not just 6%/year as listed.

Not only increasing deposit interest rates, commercial banks also try to attract deposits by offering additional interest rates. Among them, banks in the compulsory transfer group such as GPBank, Vikki Bank, MBV are the most active banks.

After the end of the term deposit interest rate promotion program (from October 13 to November 13) with an additional interest rate of up to 0.8%/year compared to the savings interest rate listed at the counter, VIP customers of the Prosperity Era Bank ( GPBank ) will receive an additional savings interest rate of up to 0.8%/year when depositing money here.

Vikki Digital Bank ( Vikki Bank ) simultaneously launched many different incentive programs for customers who deposit savings. Regular customers received an additional 0.2%/year interest rate compared to the listed interest rate when depositing savings at Vikki Bank in November; customers in the armed forces received an additional interest rate of up to 0.4%/year.

Thus, the highest bank interest rate at Vikki Bank can be up to 6.6%/year.

In addition, this bank is also applying a lucky draw program for customers who deposit money. For every 20 million VND in deposit, customers have the chance to win 1 tael of gold every day, the special prize is up to 10 taels of gold.

Not only the above banks, many joint stock commercial banks are also increasing deposit interest rates, or launching incentive packages such as giving interest rates and gifts to depositors.

In particular, the Viet Capital Bank ( BVBank ) announced the "10 golden days" program from 14-24. Accordingly, customers depositing savings at BVBank will receive an additional interest rate of up to 1.3%/year. The interest rate for 1-month term deposits will be up to 4.75%/year; 6-month term 6.6%/year; 12-month term 6.8%/year and the highest mobilization interest rate for 15-month term is up to 6.9%/year.

With the above preferential interest rate, BVBank is the bank with the most attractive interest rate for savings terms of 1, 6, 12, and 15 months.

Even big banks like Vietcombank, Agribank , Techcombank, VPBank also launched many big incentive programs for customers to attract deposits.

ONLINE DEPOSITS INTEREST RATES AT BANKS ON NOVEMBER 14, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.4 4.55 5.8 5.85 6 6.3
BAOVIETBANK 4 4.45 5.45 5.5 5.8 5.9
BVBANK 4.3 4.5 5.3 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.9 4 5.55 5.65 5.85 5.85
HDBANK 4.2 4.3 5.5 5.3 5.8 6.1
KIENLONGBANK 3.9 3.9 5.1 5.2 5.5 5.45
LPBANK 3.9 4.2 5.3 5.3 5.4 5.5
MB 3.9 4.2 4.9 4.9 5.2 5.3
MBV 4.6 4.75 5.7 5.7 6 6
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 4.15 4.2 5.2 5.2 5.3 6
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.8 4.1 5 5.2 5.6 6.3
SACOMBANK 4 4.2 5 5.1 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.95 4.75 5.45 4.95 5.75 5.25
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.9 5.45 5.8 5.8
VIB 3.8 4 4.8 4.8 5 5.3
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.35 4.55 5.9 5.8 6.1 6.2
VPBANK 4.3 4.4 5.3 5.3 5.5 5.5

Up to now, 12 banks have officially increased deposit interest rates in November, including: Sacombank, VPBank, MB, HDBank, GPBank, BVBank, Techcombank, BaoViet Bank, PVCombank, LPBank, KienlongBank, MBV.

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-14-11-2025-nong-dan-lai-suat-len-gan-7-nam-2462645.html