Bank interest rates today July 18, 2025: List of banks maintaining interest rates of 6%/year

At domestic commercial banks, the highest interest rate for online deposits with a term of 36 months, the longest term for savings deposits announced by most banks, is 6%/year.

This interest rate is being listed by Vikki Bank and Bac A Bank for 36-month term deposits.

Of which, Vikki Bank listed deposit interest rate of 6%/year for term of 13 months or more, while Bac A Bank listed for term of 18-36 months.

However, to enjoy the savings interest rate of 6%/year at Bac A Bank, customers need to deposit a minimum amount of 1 billion VND. This bank applies a step-by-step bonus interest rate method, below 1 billion VND and from 1 billion VND and above. The difference in deposit interest rate between the two levels is 0.2%/year.

Besides the two banks above, HDBank also maintains the highest interest rate in the market when listing online interest rates of 6%/year for 15-month term deposits and 6.1%/year for 18-month term deposits.

However, the online deposit interest rate for a 36-month term is only listed by HDBank at 5.5%/year.

Therefore, Vikki Bank and Bac A Bank are still the two banks listing the highest deposit interest rates for a 36-month term.

BVBank and GPBank are also in the leading group when listing interest rates of 5.95%/year for deposits with the same term. Following that is the interest rate of 5.9%/year listed by BaoViet Bank, MVB, Saigonbank, Viet A Bank and VietBank.

In the Big4 banking group, VietinBank listed a savings interest rate of 5%/year for a term of 24-36 months, the highest savings interest rate among the 4 state-owned commercial banks.

For the same term, Agribank and BIDV listed interest rates at 4.9%/year, while Vietcombank listed 4.7%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 18, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
BAC A BANK	4	4.3	5.45	5.55	5.7	6
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
MB	3.5	3.8	4.4	4.4	4.9	4.9
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SHB	3.5	3.8	4.9	5	5.3	5.5
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
PGBANK	3.4	3.8	5	4.9	5.4	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
EXIMBANK	4.3	4.5	4.9	4.9	5.1	5.6
MSB	3.9	3.9	5	5	5.6	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
TECHCOMBANK	3.45	3.75	4.65	4.65	4.85	4.85
SCB	1.6	1.9	2.9	2.9	3.7	3.9
ACB	3.1	3.5	4.2	4.3	4.9