Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) has just become the next bank to increase deposit interest rates, increasing by 0.1%/year for 1-5 month term deposits and increasing by 0.3%/year for 6-36 month term deposits.

According to the online interest rate table for term savings just announced by VPBank, the interest rate for 1-month term, with interest paid at the end of the term, is 4.4%/year; 2-5 month term is 4.5%/year and 6-11 month term is 5.6%/year.

Also with an increase of 0.3%/year, the latest 12-18 month term bank interest rate is 5.8%/year, while the 24-36 month term is 5.9%/year.

Along with increasing interest rates applied to individual customers, VPBank is also implementing a preferential program for small and medium enterprises depositing money at the bank, from November 19 to December 31.

Accordingly, customers with new deposit turnover during the program implementation period reaching 20 billion VND or more will receive shopping vouchers worth 15 million VND.

This is also one of the most active banks in mobilizing non-term deposits through the "Super Profit" program with interest rates up to 4.5%/year. VPBank's third quarter 2025 financial report shows that the bank's CASA ratio by the end of September 2025 reached over VND 93,200 billion, an increase of 33.6%/year compared to the same period last year.

VPBank is not the only bank that offers many incentives to depositors. Recently, many large and small banks have also competed to mobilize deposits in various forms such as: Increasing deposit interest rates, giving depositors interest rates, giving depositors gifts...

Thus, since the beginning of November, 20 banks have increased interest rates, including: Sacombank, VPBank, MB, HDBank, GPBank, BVBank, Techcombank, BaoViet Bank, PVCombank, LPBank, KienlongBank, MBV, Bac A Bank , Vikki Bank, Nam A Bank, NCB, VIB, TPBank, OCB, VCBNeo.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 24, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.55 4.55 6.2 6.25 6.3 6.5
BAOVIETBANK 4 4.45 5.45 5.5 5.8 5.9
BVBANK 4.3 4.5 5.3 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.9 4 5.55 5.65 5.85 5.85
HDBANK 4.2 4.3 5.5 5.3 5.8 6.1
KIENLONGBANK 3.9 3.9 5.3 5.1 5.5 5.45
LPBANK 3.9 4.2 5.3 5.3 5.4 5.5
MB 3.9 4.2 4.9 4.9 5.2 5.3
MBV 4.6 4.75 5.7 5.7 6 6
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 4.6 4.75 5.7 5.6 5.7 5.9
NCB 4.3 4.5 5.75 5.75 5.8 5.7
OCB 4.45 4.5 5.45 5.45 5.55 6
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.8 4.1 5 5.2 5.6 6.3
SACOMBANK 4 4.2 5 5.1 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.95 4.75 5.65 5.15 5.75 5.25
TPBANK 3.9 4.2 5.1 5.3 5.5 5.7
VCBNEO 4.35 4.55 6.2 5.45 6.2 6.2
VIB 4 4.75 5 5 5.5 5.5
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.7 4.7 6.1 6.2 6.3 6.4
VPBANK 4.4 4.5 5.6 5.6 5.8 5.8

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-24-11-2025-nha-bang-tang-manh-tat-ca-ky-han-2465719.html