Agribank deposit interest rates applied to individual customers in July 2025
Entering July 2025, the Bank for Agriculture and Rural Development (Agribank) announced the capital mobilization interest rate schedule for individual customers depositing money at the counter, ranging from 2.1% to 4.8%/year.
Specifically, Agribank applies an interest rate of 2.1%/year for savings with a term of 1 to 2 months; meanwhile, deposits from 3 to 5 months have an interest rate of 2.4%/year.

For terms from 6 to 11 months, the interest rate is set at 3.5%/year.
Customers choosing to deposit for terms from 12 to 18 months will enjoy an interest rate of 4.7%/year.
For the 24-month term, Agribank is applying the highest interest rate of 4.8%/year.
For non-term deposits, the bank lists interest rates at 0.2%/year, suitable for flexible withdrawal needs.
Agribank's interest rate schedule for individual customers 7/2025
Term | VND |
No term | 0.2% |
1 month | 2.1% |
2 Months | 2.1% |
3 Months | 2.4% |
4 Months | 2.4% |
5 Months | 2.4% |
6 Months | 3.5% |
7 Months | 3.5% |
8 Months | 3.5% |
9 Months | 3.5% |
10 Months | 3.5% |
11 Months | 3.5% |
12 Months | 4.7% |
13 Months | 4.7% |
15 Months | 4.7% |
18 Months | 4.7% |
24 Months | 4.8% |
Payment deposit | 0.2% |
Source: Agribank.
Agribank savings interest rates for corporate customers
In July 2025, the Vietnam Bank for Agriculture and Rural Development (Agribank) will continue to apply the savings interest rate schedule for corporate customers ranging from 2.1% to 4.5%/year, unchanged from the adjustment level from the end of 2024.
Specifically, term deposits from 1 to 2 months enjoy an interest rate of 2.1%/year; term deposits from 3 to 5 months have an interest rate of 2.4%/year; term deposits from 6 to 11 months are listed at 3.4%/year.
For long-term deposits from 12 to 24 months, Agribank applies the highest interest rate of 4.5%/year. Meanwhile, non-term deposits and corporate payment accounts are applied a relatively low interest rate of only 0.2%/year.
Agribank deposit interest rate table applied to corporate customers updated July 2025:
Term | VND |
No term | 0.2% |
1 month | 2.1% |
2 Months | 2.1% |
3 Months | 2.4% |
4 Months | 2.4% |
5 Months | 2.4% |
6 Months | 3.4% |
7 Months | 3.4% |
8 Months | 3.4% |
9 Months | 3.4% |
10 Months | 3.4% |
11 Months | 3.4% |
12 Months | 4.5% |
13 Months | 4.5% |
15 Months | 4.5% |
18 Months | 4.5% |
24 Months | 4.5% |
Payment deposit | 0.2% |
Source: Agribank
Source: https://baonghean.vn/lai-suat-tien-gui-ngan-hang-agribank-thang-7-2025-giu-on-dinh-cao-nhat-4-8-nam-10302629.html
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