On November 14, the online deposit interest rate table for individual customers at BIDV Bank has changed. This bank decided to maintain the interest rate for 1-2 month term deposits at 3.2%/year and 3-5 month term deposits at 3.5%/year.
However, there is an adjustment to increase interest rates for terms from 6 - 36 months, with an additional 0.2 percentage points.
Interest rates for 6-11 month terms were adjusted up by 0.1 percentage points to 4.6% per year. For 12-36 month terms, interest rates were increased by 0.2 percentage points to 5.5% per year.
BIDV unexpectedly increases online deposit interest rates. (Illustration photo: Vietnamplus)
The move to increase deposit interest rates by the "big guy" BIDV surprised the market, because this bank had previously continuously reduced interest rates. Previously, the bank had reduced online deposit interest rates to a rare level for terms from 3 to 36 months, down from 0.1 to 0.2 percentage points, and only maintained an interest rate of 3.2%/year for deposits with terms of 1 to 2 months.
However, the bank's counter deposit interest rate schedule for individual customers remains unchanged.
On the same day, only OCB reduced short-term deposit interest rates from 1 month to 15 months, the reduction was from 0.1% to 0.3%. However, deposit interest rates for terms from 24 months increased by 0.3% from 6.0 - 6.3%/year.
Interest rates posted at bank counters on November 14:
| Bank | Term 03 months | Term 06 months | 12 month term | 24 month term |
| Agribank | 3.3 | 4.3 | 5.3 | 5.3 |
| Vietcombank | 2.9 | 3.9 | 5.0 | 5.0 |
| Vietinbank | 3.3 | 4.3 | 5.3 | 5.3 |
| BIDV | 3.3 | 4.3 | 5.3 | 5.3 |
| AB Bank | 3.65 | 4.0 | 4.2 | 4.1 |
| ACB | 3.4 | 4.5 | 4.6 | 4.6 |
| North Asia Bank | 4.35 | 5.2 | 5.4 | 5.75 |
| Bao Viet Bank | 4.75 | 5.5 | 5.9 | 6.2 |
| CB Bank | 4.2 | 5.6 | 5.9 | 6.0 |
| Dong A Bank | 4.44 | 5.42 | 5.77 | 5.77 |
| Eximbank | 3.7 | 4.8 | 5.4 | 5.5 |
| HD Bank | 3.55 | 5.5 | 5.7 | 6.2 |
| GP Bank | 4.25 | 5.2 | 5.4 | 5.5 |
| Hong Leong Bank | 2.0 | 3.5 | 3.5 | 3.5 |
| Kien Long Bank | 4.35 | 5.2 | 5.5 | 6.0 |
| LP Bank | 3.7 | 4.8 | 5.3 | 6.1 |
| MSB | 3.3 | 4.5 | 5.1 | 5.8 |
| Nam A Bank | 4.0 | 4.7 | 5.0 | 5.9 |
| NCB | 4.45 | 5.35 | 5.65 | 5.85 |
| OCB | 4.1 | 5.1 | 5.5 | 6.3 |
| Oceanbank | 4.6 | 5.7 | 6.0 | 6.4 |
| PG Bank | 3.6 | 4.9 | 5.4 | 6.3 |
| PVCombank | 3.65 | 5.3 | 5.4 | 5.7 |
| Sacombank | 3.6 | 4.8 | 5.4 | 5.6 |
| Saigonbank | 3.6 | 5.2 | 5.6 | 5.6 |
| SCB | 3.9 | 4.9 | 5.4 | 5.4 |
| SHB | 3.7 | 5.1 | 5.4 | 6.1 |
| Techcombank | 3.55 | 4.65 | 5.15 | 5.15 |
| TPBank | 4.0 | 4.8 | 6.0 | 6.3 |
| VBBank | 3.7 | 5.3 | 5.7 | 6.1 |
| VIB | 3.8 | 5.0 | 5.4 | 5.7 |
| Viet A Bank | 4.2 | 5.2 | 5.5 | 5.9 |
| Vietcapitalbank | 4.3 | 5.5 | 5.7 | 5.85 |
| VPBank | 3.75 | 4.8 | 5.3 | 4.9 |
Cong Hieu
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