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| Commercial chicken farming model of Mr. Tran Van Ngoi's family, in Bao Nang hamlet (Trai Cau commune). |
At the farm in Bao Nang hamlet, Trai Cau commune, the sound of chickens calling their flocks resounds throughout the thousands of square meter garden. Few people know that this model started from the small-scale farming of veteran Tran Van Ngoi's family. Thanks to his efforts and bold investment, his family now maintains raising about 15,000 commercial chickens, bringing in hundreds of millions of dong in revenue each year.
Accompanying this development journey, a significant part comes from the capital source of the Vietnam Bank for Social Policies (VBSP). Last October alone, his family received an additional 100 million VND to invest in animal feed and prepare a flock of nearly 8,000 chickens for sale during Tet.
“The loan source is suitable for rural areas, the procedures are convenient, and the interest rate is low, so the family is very confident in expanding production. If prices remain stable as they are now, the year-end crop can bring in a profit of 350 to 400 million VND,” said Mr. Tran Van Ngoi.
According to the leader of the People's Committee of Trai Cau commune, the time before the Lunar New Year, the demand for loans for production and business of the people increased. The locality has proactively coordinated closely with the Vietnam Bank for Social Policies to ensure timely and correct disbursement.
“Currently, the total debt of the commune has reached over 147 billion VND, with more than 1,500 households still in debt. This capital source creates more motivation for people to expand production, reduce financial pressure at the end of the year and increase income to celebrate Tet more fully” - Mr. Nguyen Vu Nhat Tuan, Vice Chairman of Trai Cau Commune People's Committee, said.
Policy credit not only accompanies livestock farming but also supports many cropping models. Mr. Tran Van Thien's family in Na Tranh hamlet, Nam Hoa commune, takes care of more than 1 hectare of grapefruit and guava in preparation for the upcoming Tet harvest. The preferential loan from the program to support timely job creation helps his family invest in seeds, fertilizers and land improvement.
Mr. Tran Van Thien shared: Reasonable interest rates help us feel secure in developing the economy , in order to create more jobs and income. Next year, the family hopes to borrow more to expand production.
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| Mr. Tran Van Thien's family in Na Tranh hamlet (Nam Hoa commune) has nearly 700 grapefruit trees, of which about 300 trees will be harvested near Tet. |
According to the Dong Hy Social Policy Bank Transaction Office, capital demand has increased sharply in the last months of the year. From October to now, the unit has disbursed 45.2 billion VND to 636 customers, mainly capital for job creation.
Mr. Tran Hien Thanh, Deputy Director of Dong Hy Social Policy Bank Transaction Office, informed: Through 15 policy credit programs implemented in 6 communes of Dong Hy district in the past, including Nam Hoa, Quang Son, Trai Cau, Van Han, Van Lang and Dong Hy, the total outstanding debt has reached over 685.6 billion VND, with about 8,688 households still in debt. It is expected that from now until the end of the year, more than 23 billion VND will be disbursed, bringing the total accumulated outstanding debt to over 709 billion VND, meeting the people's need to expand production.
When the orchards are in full swing and livestock are ready to be sold to serve the Tet market, the effectiveness of policy capital is clearly evident in every family and every village. By providing timely and appropriate support, this humanitarian capital contributes to creating a more dynamic local economy, improving lives and bringing a complete spring to thousands of households in Thai Nguyen .
Source: https://baothainguyen.vn/kinh-te/202511/nguon-von-chinh-sach-thuc-day-san-xuat-4875d22/
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