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OCB Smart Merchant – A comprehensive payment solution

Supporting Household Businesses & MSMEs: In the context of tax compliance in 2026 becoming a key focus of development, improving management efficiency, optimizing operations, and mitigating compliance risks are common directions for household businesses and small and medium-sized enterprises (MSMEs). Understanding customer needs, Orient Commercial Bank (OCB) officially launches the OCB Smart Merchant Comprehensive Payment Solution package, specifically designed for each business model, from household businesses to MSMEs.

Việt NamViệt Nam09/02/2026

OCB Smart Merchant Combo for Household Businesses
Built around the criteria of ease of use, ease of management, and ease of compliance, the Super Simple Payment Combo helps businesses gradually transition to a digital operating model.

With just one app on their phone, business owners can:

  • Create sales orders and automatically generate electronic invoices.
  • File your tax return quickly and correctly according to regulations.
  • Track revenue and view real-time transaction reports visually.

Simultaneously, it allows full acceptance of popular payment methods: quick bank transfers, domestic and international card payments via POS or on mobile phones (PhonePOS).

The solution also integrates a smart transaction announcement speaker with clear audio – helping store owners confirm payments instantly, minimizing errors and losses.

👉 See details here.

OCB Smart Merchant Combo for MSME Businesses

For MSMEs, the need lies not only in payments, but also in centralized management, expansion, and control of cash flow.

OCB's Comprehensive Payment Solutions Combo is designed to fully meet these needs.

The business is seamlessly integrated:

  • Electronic invoices and sales management software automate the invoice issuance process in accordance with legal regulations.
  • SmartPOS & PhonePOS systems support contactless payments, e-wallets, Samsung Pay, and Apple Pay – offering flexibility in-store or directly on your phone.

In addition, online payment gateways can be integrated into e-commerce websites.

The exclusive privilege for businesses in this combo is a premium account number, valued at up to 500 million VND, contributing to enhancing brand image and creating a professional impression in transactions with partners.

👉 See details here.

With a commitment to delivering practical value and superior experience, OCB continuously upgrades the quality of its services and solutions for corporate customers.

Through OCB Smart Merchant, household businesses and MSME enterprises not only have access to a modern payment system, but also:

  • Payment infrastructure meets banking standards and operates stably 24/7.
  • Centralized cash flow control tool
  • The ability to monitor the "financial health" of the entire business in real time.

OCB acts as a long-term financial partner, supporting businesses to confidently adapt to the digital business environment and future compliance requirements.

For any questions about the program, please contact the Hotline 1900 1846 (call charge 1,000 VND/minute) or the nearest OCB branch/transaction office for detailed advice on the terms and conditions of the promotion.

Source: https://ocb.com.vn/vi/tin-tuc-su-kien/tin-tuc/ocb-smart-merchant-giai-phap-thanh-toan-toan-dien


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