The award affirms the leading position of VietinBank iPay Mobile digital banking application, a pioneer in VietinBank's digital transformation journey.
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The award honors the best bank in the field of digital banking (Internet banking and Mobile banking), recognizing outstanding achievements of banks globally in progressive and innovative development activities, bringing customers the best retail products and services.
At the same time, this is also a recognition of VietinBank's efforts in the digitalization journey, investing in innovation and bringing more convenient customer experiences every day.
VietinBank iPay Mobile is not only a digital banking application but also a comprehensive financial ecosystem, built on a modern technology platform with open application programming interfaces (Open APIs) called VietinBank iConnect. This technology allows VietinBank to easily connect with more than 6,000 partners, providing more than 200 features and services to meet all customer needs.
With just a smartphone connected to the internet and installing the VietinBank iPay Mobile application, customers can perform most of the common financial transactions to serve daily needs regardless of space and time such as: Money transfer, savings, online loans, bill payments, booking airline tickets, hotels, taxis, trains, online shopping, financial investment and card management on VietinBank iPay... In addition, VietinBank iPay Mobile also develops a series of features and extended utilities for individual customers who are business owners and shop owners with the goal of accompanying and comprehensively supporting customers such as:
- iShop: Features to help manage business smartly and effectively.
- Balance fluctuation notification speaker and OTT Voice: Helps receive instant transaction notifications by sound, quickly confirm information.
- Sharing account balance fluctuations helps manage incoming money simply, quickly, saving time and costs.
- Automatic cash management service: Helps customers manage cash flow effectively, optimizing idle capital.
- Support for converting electronic invoices: VietinBank provides an integrated financial solution package to support business households in complying with Decree 70/2025/ND-CP on electronic invoices.
All features are integrated in just one digital banking application VietinBank iPay Mobile, helping customers enjoy life to the fullest in just a few steps. At the same time, the application also helps customers optimize their experience, save time, manage expenses, transact/manage accounts easily and conveniently while still ensuring the security and safety of their accounts.
As a pioneer bank in the digital transformation journey, VietinBank always gives top priority to technological innovation, enhancing security, and providing the best support for customers. Therefore, VietinBank iPay Mobile is developed with a multi-layered security system from infrastructure to application, combining advanced authentication technologies such as: Soft OTP, SMS OTP, Facepay and biometrics, ensuring that all customer transactions are optimally secure. Customers can rest assured to make financial and non-financial transactions anytime, anywhere on the VietinBank iPay Mobile application.
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| The award affirms the leading position of VietinBank iPay Mobile digital banking application, a pioneer in VietinBank's digital transformation journey. |
With its convenient ecosystem, up to now, VietinBank iPay Mobile has conquered nearly 29 million downloads, with more than 14 million regular customers and recorded nearly 2 billion successful transactions in just the first 6 months of 2025. These impressive numbers are proof of customers' trust in VietinBank's banking application.
According to the digital transformation roadmap, from now until the end of 2028, VietinBank will deploy comprehensive digitalization of retail activities to better serve the needs of all customers. In particular, VietinBank will continue to invest in technology, expand the digital utility ecosystem and enhance customer experience so that VietinBank iPay Mobile is not only a banking application; but also a reliable companion in every financial journey of customers. In addition, the VietinBank iPay Mobile application is upgraded to a smart financial assistant, applying AI, Blockchain, Cloud to automate and increase security.
VietinBank sincerely thanks customers for their attention, trust and support over the past time. VietinBank commits to continue to improve and upgrade products and services, thereby bringing perfect experiences to customers, constantly improving the value of life for all customers.
Source: https://baodautu.vn/vietinbank-ipay-mobile-nhan-giai-thuong-ung-dung-ngan-hang-so-sang-tao-nhat-viet-nam-2025-d408465.html
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