Wife likes to "throw money out the window", husband is helpless because talking to her is like water off a duck's back

The headache of these husbands is not that their wives take all their salary, but that their wives are addicted to shopping to the point of spending all their money.

The story of husbands "complaining" because they have to give all their salary to their wives every month has been a very common problem from the past until now.

Since the wife is the one who goes to the market, cooks, and shops for the children and the whole family, it is not surprising that the wife is the "keeper of the treasure".

Although young couples today are more open about this issue, it is not necessary to "pay salary - collect salary", but to manage spending and money together.

But certainly, no matter how the roles are assigned, one extremely important factor must be ensured: Having the same direction and viewpoint on spending and saving.

Otherwise, the relationship between husband and wife will most likely be a little damaged, like these two cases.

Wife "spends money like water" making husband extremely helpless

It is not difficult to find such confessions in communities that share experiences and knowledge about financial management. Each person’s story may be different, but they all have one thing in common: The wife loves to spend money and is addicted to shopping, while the husband is the opposite.

The 35-year-old husband was quite helpless and confused because his wife repeatedly overdrafted and “borrowed” credit cards to spend. The total debt he helped her pay was up to 350 million VND.

This husband is in a similar situation. The husband is the financial manager of the family, but the wife born in 2000 often hides from her husband to borrow money for food, shopping, entertainment,... even though the financial situation of the couple is not too abundant.

It is not difficult to recognize the "deviation" in spending and financial management thinking of the two families in the two stories above.

The habit of borrowing, shopping recklessly, buying first and forgetting later, and spending money like water of these wives makes their husbands helpless.

Despite trying to advise and take responsibility for managing the family's expenses, the overall situation did not improve.

These wives still "go back to their old ways", when they lack money they borrow money to spend or secretly take money from the common savings to cover personal needs.

In the comments section of the two posts above, many people said that spending habits are not easy to change in a day or two, especially for those who are "addicted to spending money, addicted to shopping".

Husbands in situations like the two husbands above should be patient to help their wives change, otherwise, there is no other way.

How to stop "shopping addiction" and save money?

To be fair, women tend to have more shopping needs than men. Some needs are legitimate, and some are not so "reasonable".

But whatever the need, all of them cost women a lot of money. So what can we do to stop this "shopping addiction"?

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1 - Reduce your shopping budget gradually

Shopping habits do not form overnight, so breaking them cannot be done overnight. To help yourself adapt to shopping less, you should gradually cut down on your shopping budget.

For example: Last month, you spent 5 million on shopping, then this month, reduce the budget to 4 million, next month reduce it to 3 million,... Keep doing that until the shopping budget reaches the minimum or is 0, which is ideal.

2 - Buy gold

Savings can still be withdrawn early, and piggy banks can still be broken to get money. In other words, for those who are "addicted to shopping", as long as they have money in hand, it doesn't matter if it's in a piggy bank or a savings account, they can take it out to satisfy their shopping cravings. Therefore, saving money is not an effective method of saving.

If you feel like you can't stop closing deals no matter how hard you try, take your money and buy gold. It doesn't matter if the price of gold is going up or down, it doesn't matter if you can buy 1 tael or half a tael. Just buy gold when you get your salary.

Because gold is not something that has exchange value in everyday shopping, no one uses gold to buy clothes, so after buying gold, you will have no money left to shop around. This way, you can give up the habit of closing deals indiscriminately and have accumulated assets, which is convenient for both sides.

Source: https://giadinh.suckhoedoisong.vn/vo-thich-nem-tien-qua-cua-so-chong-bat-luc-vi-noi-mai-cung-chi-nhu-nuoc-do-la-khoai-172250107082444413.htm