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Determined to develop the economy and improve family life, in 2023, Mr. Nguyen Van Dung's family in Ben Sung town, Nhu Thanh district boldly applied and was granted a loan of 100 million VND by the Social Policy Bank of Nhu Thanh district under the job creation program to invest in pig farming development. Thanks to the business capital and hard work, up to now, his family has built a model with more than 100 sows and commercial pigs.

Mr. Nguyen Van Dung, Ben Sung Town, Nhu Thanh District, Thanh Hoa Province
Mr. Nguyen Van Dung, Ben Sung Town, Nhu Thanh District, Thanh Hoa Province said: " Thanks to capital from the policy bank, lower interest rates, investment in livestock farming is effective, one year of investment, profit is more than 100 million VND/year".
Starting a business with a livestock farm model, Mr. Nguyen Van Giang, in Dinh Hai commune, Yen Dinh district, encountered many difficulties in capital. Entrusted through the youth union channel, Mr. Giang was able to borrow 100 million VND from the Yen Dinh district social policy bank without having to mortgage assets. Together with his family's capital, Mr. Giang has now built a farm with a scale of more than 10,000 chickens, generating hundreds of millions of VND in income each year.

Mr. Nguyen Van Giang, Dinh Hai commune, Yen Dinh district, Thanh Hoa province added: "We feel very lucky to have the bank create favorable conditions for loans to start a business, with short and convenient procedures. In the future, I will expand the farm more."
According to regulations, the maximum loan amount for the employment creation program for workers is 100 million VND; for project loans for enterprises, production and business establishments, it is 2 billion VND. To create conditions for people in need and eligible to access loans to create jobs, the Thanh Hoa provincial branch of the Social Policy Bank has proactively coordinated with local authorities, associations and organizations entrusted to promote propaganda and dissemination of policies, review loan needs, and disburse capital promptly and to the right subjects.

Mr. Nguyen Hoanh Hung, Deputy Director of the Social Policy Bank of Vinh Loc district, Thanh Hoa province said: "Currently, the outstanding debt of the district's employment program is more than 60 billion, with nearly 700 workers. In the near future, based on the needs of local workers, we will propose additional capital and review the needs to continue lending."
To date, the total outstanding loan balance of the job creation loan program in Thanh Hoa province has reached over VND 1,860 billion, with nearly 25,200 customers borrowing capital. With preferential interest rates equal to the lending interest rates for near-poor households, the program is implemented as a favorable condition to help families and production and business establishments develop the economy, create jobs and sustainably reduce poverty.
Source: THNM/TTV News
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