Banyak bank menyenaraikan kadar faedah melebihi 6%/tahun untuk deposit jangka panjang tanpa syarat ketat pada jumlah deposit minimum, mewujudkan peluang menarik untuk pelanggan individu.
Beberapa bank dengan pelarasan paling kukuh ialah Cake by VPBank, Bac A Bank , Viet A Bank, HDBank...
Kadar faedah untuk tempoh 6-8 bulan telah dinaikkan kepada 6.3%/tahun dan kadar tertinggi ialah 6.5%/tahun untuk tempoh dari 12 hingga 36 bulan. Perubahan ini mengesahkan bahawa perlumbaan tarikan modal masih berterusan, terutamanya dalam kumpulan bank kecil dan bank digital.
Di bawah ialah jadual kadar faedah untuk deposit berjangka dalam talian dengan faedah yang diterima pada penghujung tempoh lebih daripada 30 bank di Vietnam, dikemas kini pada November 2025:
| Bank | 1 bulan | 3 bulan | 6 bulan | 12 bulan | 18 bulan | 24 bulan | 36 bulan |
| Techcombank | 3.95 | 4.35 | 4.95 | 5.25 | 5.25 | 5.25 | 5.25 |
| VPBank | 3.7 | 3.8 | 4.7 | 5.2 | 5.5 | 5.6 | 5.6 |
| TPBank | 3.5 | 3.8 | 4.8 | 5.2 | 5.6 | 5.9 | 5.9 |
| SeaABank | 3.4 | 4.1 | 4.5 | 5.0 | 5.0 | 5.0 | 5.0 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 5.3 | 5.4 | 5.4 |
| Vietcombank | 1.6 | 1.9 | 2.9 | 4.6 | 4.6 | 4.7 | 4.7 |
| VietinBank | 1.6 | 1.9 | 3.0 | 4.7 | 4.85 | 4.95 | 4.95 |
| Agribank | 2.4 | 3.0 | 3.7 | 4.8 | 4.8 | 4.8 | 4.8 |
| BIDV | 1.9 | 2.2 | 3.3 | 4.7 | 4.7 | 4.9 | 4.9 |
| MBBank | 3.5 | 3.8 | 4.3 | 4.85 | 4.75 | 5.8 | 5.8 |
| ACB | 3.2 | 3.6 | 4.3 | 5.0 | 4.5 | 4.5 | 4.5 |
| ABBank | 3.2 | 3.9 | 5.4 | 5.7 | 5.4 | 5.3 | 5.3 |
| MSB | 3.9 | 3.9 | 5.0 | 5.6 | 5.6 | 5.6 | 5.6 |
| LPBank | 3.7 | 3.7 | 5.1 | 5.5 | 6.3 | 5.4 | 5.4 |
| GPBank | 3.95 | 4.05 | 5.65 | 5.95 | 5.85 | 5.85 | 5.85 |
| Eximbank | 4.6 | 4.6 | 5.4 | 5.2 | 5.7 | 5.7 | 5.7 |
| Kienlongbank | 3.7 | 3.7 | 5.1 | 5.5 | 5.45 | 5.45 | 5.45 |
| SCB | 1.6 | 1.9 | 2.9 | 3.7 | 3.9 | 3.9 | 3.9 |
| SHB | 3.5 | 3.8 | 4.9 | 5.3 | 5.6 | 5.6 | 5.8 |
| PVcomBank | 3.3 | 3.6 | 4.5 | 5.1 | 6.3 | 6.3 | 6.3 |
| Saigonbank | 3.3 | 3.6 | 4.8 | 5.6 | 5.8 | 5.8 | 5.9 |
| VietBank | 4.1 | 4.4 | 5.4 | 5.8 | 5.9 | 5.9 | 5.9 |
| HDBank | 3.85 | 3.95 | 5.3 | 5.6 | 6.1 | 5.5 | 5.5 |
| VietABank | 3.7 | 4.0 | 5.1 | 5.6 | 5.8 | 5.8 | 5.9 |
| NamaABank | 3.8 | 4.0 | 4.9 | 5.5 | 5.8 | 5.8 | 5.8 |
| Bank Vikki | 4.2 | 4.4 | 5.7 | 6.0 | 6.0 | 6.0 | 6.0 |
| Bank BAOVIET | 3.5 | 4.35 | 5.45 | 5.8 | 5.9 | 5.9 | 5.9 |
| Bank Viet Capital | 3.95 | 4.15 | 5.15 | 5.6 | 5.9 | 5.95 | 5.95 |
| PG Bank | 3.4 | 3.8 | 5.0 | 5.4 | 5.4 | 5.4 | 5.4 |
| BacABank | 3.8 | 4.1 | 5.25 | 5.5 | 5.5 | 5.5 | 5.5 |
| NCB | 3.9 | 4.1 | 5.25 | 5.5 | 5.7 | 5.7 | 5.7 |
| CBBank | 4.2 | 4.35 | 5.4 | 5.5 | 5.8 | 5.8 | 5.8 |
| OCB | 3.9 | 4.1 | 5.0 | 5.1 | 5.2 | 5.4 | 5.6 |
| Tebing Lautan | 4.1 | 4.4 | 5.4 | 5.8 | 5.9 | 5.9 | 5.9 |
Sumber: https://vtv.vn/nhieu-ngan-hang-niem-yet-muc-lai-suat-tren-6-100251113145928242.htm
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