Latest Agribank deposit interest rates
According to observations by a reporter from Lao Dong newspaper on September 17th, deposit interest rates at Agribank are currently listed around 1.7% - 4.8%, depending on the term. The interest rate for a 24-month term is the highest, reaching 4.8%.
Slightly lower, the interest rate for 12-month, 13-month, 15-month, and 18-month savings deposits is 4.7%. Next are the 6-month, 7-month, 8-month, 9-month, 10-month, and 11-month terms, at Agribank's interest rate of 3.0%.
Interest rates for 4-month and 5-month terms are lower, at around 2%. For 1-month and 2-month terms, Agribank's interest rate is 1.7%. For demand deposits (without a fixed term), Agribank's current interest rate is 0.2%.
Readers can also refer to the latest summary table of current bank interest rates below:
PvcomBank currently offers the highest interest rate, up to 9.5% for a 12-month term, subject to a minimum deposit of 2,000 billion VND.
Next is HDBank with a relatively high interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, provided a minimum balance of 500 billion VND is maintained. This bank also applies an interest rate of 6% for an 18-month term.
MSB also offers relatively high interest rates, with over-the-counter deposits reaching up to 8% per year for a 13-month term and 7% for a 12-month term. The conditions for this offer are: newly opened savings accounts or savings accounts opened from January 1, 2018, that are automatically renewed, with a 12-month or 13-month term, and a minimum deposit amount of 500 billion VND.
Dong A Bank offers a deposit interest rate of 7.5% per annum for terms of 13 months or more, with interest paid at the end of the term, for deposits of 200 billion VND or more.
NCB applies an interest rate of 6.15% for a 24-month term; Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term; Bac A Bank applies an interest rate of 6.05% for a 24-month term.
BVBank and Cake by VPBank also apply an interest rate of 6% for 24-month and 12-month terms; VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; SaigonBank applies an interest rate of 6% for 13, 18, and 24-month terms, and 6.1% for a 36-month term.
How much money will I receive if I deposit 50 million VND into an Agribank savings account?
Formula for calculating interest earned on bank deposits:
Interest = Deposit amount x interest rate (%)/12 months x deposit term
For example, if you deposit 50 million VND into a savings account at Agribank, depending on the deposit term and the corresponding interest rate, the amount of interest you will receive is as follows:
+ Interest earned on Agribank savings deposit for a 3-month term: 250,000 VND.
+ Interest earned on a 6-month Agribank savings deposit: 750,000 VND.
+ Interest earned on Agribank savings deposit for a 9-month term: 1.125 million VND.
+ Interest earned on a 12-month Agribank savings deposit: 2.35 million VND.
+ Interest earned on Agribank savings deposit for a 24-month term: 4.8 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Source: https://laodong.vn/tien-te-dau-tu/lai-suat-cao-nhat-agribank-gui-50-trieu-nhan-48-trieu-dong-1395097.ldo
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