Social housing is difficult to buy

VTV.vn - For many low-income people and workers in big cities like Hanoi and Ho Chi Minh City, the dream of having a home - a real roof is not easy.

Social housing is expected to be the door to hope for millions of middle and low-income earners in urban areas and industrial zones. However, barriers in supply, selling price, interest rates, access to loans and even scammers and brokers are making them gradually lose the desire to reach their dreams.

Bui Thi Hue (Lang Ward, Hanoi ) and her husband have been making a living for more than 20 years in Hanoi with a small drink shop. The family of four lives in a rented house of only 30 square meters. Therefore, the dream of having a house of their own is something Hue has been waiting for and trying to achieve for a long time. However, now, the couple has gradually lost this hope.

As of the end of October, there were 696 social housing projects being implemented nationwide with a scale of nearly 640,000 units.

In the text messages between people who want to buy social housing like Ms. Hue and the brokers, the brokers give specific instructions on how to deposit 15 million VND for documents, deposit 100 million VND for the purchase, the total difference for all items is 400 million VND... And especially the procedures for making land documents, the brokers emphasize that it is difficult for buyers to do or do it in time.

In fact, many people, because they are afraid of procedures and queuing, have tried to buy a house through brokers and intermediaries. They have real needs like Ms. Hue's family, but have also "given up" because they cannot access social projects.

The demand is huge, but the number of projects for this type of real estate is still limited, especially in big cities like Hanoi and Ho Chi Minh City. There are projects that, even when implemented, have a selling price ranging from 20 - 30 million VND/m2 and even though buyers can access loans for 50% of the house value, the monthly installments and living expenses still become a burden for them.

Since 2005, the concept of "social housing" was first introduced into the Housing Law and shaped housing policies for low-income people. However, after nearly two decades, owning social housing in big cities is still a difficult problem and unaffordable for people with real needs.

Source: https://vtv.vn/nha-o-xa-hoi-kho-mua-100251115200746919.htm