The highest rate reached 7.5-9.5%

The highest bank interest rates reach 7.5-9.5%. (Illustrative image: Ha Vy)

The highest interest rates currently offered by banks on the market reach 7.5%-9.5% per year, applied to special rates requiring customers to have deposit balances ranging from several hundred billion to thousands of billions of VND.

PvcomBank currently offers the highest interest rates in the market, reaching 9.5% for a 12-month term with a minimum deposit of 2,000 billion VND.

Next is HDBank with a relatively high interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, provided a minimum balance of 500 billion VND is maintained. This bank also applies an interest rate of 6% for an 18-month term.

MSB also offers relatively high interest rates, with over-the-counter deposits reaching up to 8% per year for a 13-month term and 7% for a 12-month term. The conditions for this offer are: newly opened savings accounts or savings accounts opened from January 1, 2018, that are automatically renewed, with a 12-month or 13-month term, and a minimum deposit amount of 500 billion VND.

Dong A Bank offers a deposit interest rate of 7.5% per annum for terms of 13 months or more, with interest paid at the end of the term, for deposits of 200 billion VND or more.

Some banks are listing quite high interest rates, up to 6%-6.1%, such as: Cake by VPBank applying an interest rate of 6.1% for a 12-month term; NCB and OceanBank applying an interest rate of 6.1% for a 24-month term.

ABBank applies an interest rate of 6% for a 12-month term; BVBank and Cake by VPBank also apply a 6% interest rate for 24-month and 12-month terms; VRB applies a 6% interest rate for a 24-month term; SaigonBank applies a 6% interest rate for 13, 18, and 24-month terms, and 6.1% for a 36-month term.

Here is a list of banks currently offering the highest savings deposit interest rates:

Top banks offering the highest interest rates on the market today. Graphic: Ha Vy

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Bank interest rates today, June 24, 2026: Big4 banks offer the highest rate at 6.8%/year.As of June 24, 2026, the Big4 banks agreed to apply a maximum online interest rate of 6.8%. The market recorded a deposit rate ceiling of 7.2% at private banks.

Bank interest rates as of June 29, 2026: Many institutions are adding interest rates of up to 1.3% per year.The deposit market is witnessing a new wave of incentives as commercial banks aggressively add interest rates ranging from 0.8% to 1.3% per year. Techcombank currently leads with an effective interest rate of up to 8.2% per year.

Highest savings interest rates in April 2026: Which banks still maintain rates above 7%?The wave of interest rate reductions has caused deposit rates above 7% per year to gradually disappear at many banks; currently, the highest rate recorded in the market is 7.3% per year for a 12-month term.

Compare the highest bank interest rates for a 3-month term.

Comparison of the highest bank interest rates for a 3-month term. Graphic: Ha Vy

Interest rates for 6-month savings deposits at banks.

Comparison of the highest bank interest rates for a 6-month term. Graphic: Ha Vy

If I want to deposit money for 12 months, which bank offers the highest interest rate?

Comparison of the highest bank interest rates for a 12-month term. Graphic: Ha Vy

Latest updates on interest rates at Agribank , Sacombank, SCB, Vietcombank... highest rates for 24-month terms.

United States - Vietnam: Don't miss

Strengthening the friendship between Vietnam and the United States.On July 3rd, as part of the Pacific Partnership - Friends of the Pacific 2026 program, the U.S. Army Pacific delegation, led by Lieutenant General Joel Vowell, Deputy Commander of the U.S. Army Pacific, paid a courtesy visit to the Quang Tri Provincial Military Command.

The U.S. Army Pacific delegation visits the Quang Tri Provincial Military Command.2026 marks the first time the Pacific Partnership-Friends of the Pacific program will be jointly organized in Quang Tri, creating a large-scale cooperation framework with 25 activities.

The Ministry of Foreign Affairs received a copy of the Letter of Credence for the U.S. Ambassador to Vietnam.On the afternoon of July 2nd, at the Ministry of Foreign Affairs headquarters, Mr. Le Cong Dung, Director of the State Protocol and Foreign Interpretation Department, received a copy of the Letter of Credence from Ms. Jennifer Wicks, Ambassador of the United States of America to Vietnam.

Comparison of the highest bank interest rates for a 24-month term. Graphic: Ha Vy

Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.

Readers can find more articles about interest rates HERE.

Source: https://laodong.vn/kinh-doanh/lai-suat-ngan-hang-hom-nay-308-cao-nhat-len-den-75-95-1386799.ldo