BIDV deposit interest rate update
According to observations by a reporter from Lao Dong newspaper on February 26, 2024, BIDV listed deposit interest rates around 1.9 - 5% per year.
Accordingly, the interest rates listed by this bank are as follows: 0.1%/year for demand deposits; 1.9%/year for 1-2 months; 2.2%/year for 3 months; 3.2%/year for 6 and 9 months; 4.8%/year for 12-18 months; and 5%/year for 24-36 months.
The highest interest rate at BIDV is currently 5% per year.
Compared to other banks in the Big4 group, BIDV currently offers the highest interest rates.
Additionally, readers can refer to the interest rates of some other banks recorded by PV Lao Động on February 26th:
How much interest will I receive if I deposit 200 million VND at BIDV?
To quickly calculate interest earned on bank deposits, you can use the following formula:
Interest = Deposit amount x interest rate / 12 months x actual number of months deposited.
For example, if you deposit 200 million VND at BIDV for a 1-month term, with an interest rate of 1.7%, the interest received will be calculated as follows: 200 million VND x 1.9%/12 x 1 month ≈ 316,666 VND.
With the same amount of money and the same bank, if you deposit it in a 12-month term savings account with an interest rate of 4.8%/year, the amount you could receive would be: 200 million VND x 4.8%/12 x 12 months = 9.6 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
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