How to receive interest if depositing 1 billion VND?

Latest TPBank interest rates today

According to the Lao Dong Newspaper reporter, TPBank's interest rate is listed around 3.3 - 5.7%. In which, TPBank's highest interest rate for 36-month deposit term is 5.7%. For 18-month term, the interest rate is 5.4%. For 9-month term, TPBank's interest rate is lower, only at 4.6%.

TPBank's latest counter interest rates. Screenshot.

For online savings, TPBank's highest interest rate is 5.7% applied to 24-month and 36-month deposit terms.

Latest TPBank online interest rates. Screenshot.

Full set of current Techcombank interest rates

Techcombank's interest rates for savings customers range from 3.2 to 5.2%. Of which, for deposits of 12 months or more, the highest Techcombank interest rate is 5.2%.

For 6-11 month deposit terms, Techcombank's interest rate is 4.5%. For 3-5 month terms, the interest rate is 3.6%. On the contrary, the lowest interest rate Techcombank is listing is 3.2%.

Latest Techcombank interest rates today. Screenshot.

Full set of latest HDBank interest rates today

The latest HDBank interest rates currently range from 2.75 - 8.1%. In particular, for a 13-month deposit term, the highest HDBank interest rate is 8.1%, applied to customers depositing VND500 billion or more.

In case of online savings deposit for this term, the highest HDBank interest rate is 5.7%.

Next is the 12-month term, the highest interest rate is 7.7%, applied to customers depositing from 500 billion VND or more.

Currently, HDBank lists interest rates for 15-month and 18-month terms at 6.0% and 6.1%, respectively.

Latest HDBank interest rates at the counter. Screenshot.

Latest HDBank online interest rates. Screenshot.

Compare current interest rates of HDBank, TPBank, Techcombank in the table below.

Compare current interest rates of HDBank, TPBank, Techcombank. Graphics: Minh Huy

With 1 billion in savings deposit in TPBank, HDBank, Techcombank, how do you receive interest?

Formula for calculating bank interest:

Interest = Deposit x interest rate (%)/12 months x deposit term

If you have 1 billion VND in savings at TPBank, HDBank, Techcombank, depending on the deposit term, you will receive corresponding interest as shown in the table below.

+ Techcombank interest:

Interest on 1 billion VND savings deposit at Techcombank. Table: Minh Huy

+ TPBank interest:

Interest on 1 billion VND savings deposit at TPBank. Table: Minh Huy

+ HDBank interest:

Interest on 1 billion VND savings deposit at HDBank. Table: Minh Huy

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/lai-suat-tpbank-techcombank-hdbank-moi-nhat-gui-1-ti-dong-nhan-lai-ra-sao-1366266.ldo