Latest Agribank deposit interest rates
Currently, deposit interest rates at Agribank are listed around 1.7% - 4.8%, depending on the term.
Specifically, the interest rate for a 24-month term is listed at 4.8%. The interest rates for savings deposits with terms of 12 months, 13 months, 15 months, and 18 months are 4.7%.
Next, for terms of 6 months, 7 months, 8 months, 9 months, 10 months, and 11 months, Agribank's interest rate is 3.0%.
Interest rates for 4-month, 4-month, and 5-month terms are lower, at around 2%. For 1-month and 2-month terms, Agribank's interest rate is 1.7%.
For demand deposit accounts, Agribank is currently applying an interest rate of 0.2%.
Readers can also refer to the latest summary table below for current bank interest rates.
PVcomBank currently offers the highest interest rates in the market, reaching 9.5% for a 12-month term with a minimum deposit of 2,000 billion VND.
Next is HDBank with a relatively high interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, provided a minimum balance of 500 billion VND is maintained. This bank also applies an interest rate of 6% for an 18-month term.
MSB also offers relatively high interest rates, with over-the-counter deposits reaching up to 8% per year for a 13-month term and 7% for a 12-month term. The conditions for this offer are: newly opened savings accounts or savings accounts opened from January 1, 2018, that are automatically renewed, with a 12-month or 13-month term, and a minimum deposit amount of 500 billion VND.
Dong A Bank offers a deposit interest rate of 7.5% per annum for terms of 13 months or more, with interest paid at the end of the term, for deposits of 200 billion VND or more.
NCB, OceanBank, and Cake by VPBank are offering an interest rate of 6.1% for a 24-month term.
OCB applies an interest rate of 6% for a 36-month term; ABBank and Cake by VPBank apply an interest rate of 6% for a 12-month term; BVBank and VRB also apply an interest rate of 6% for 24-month and 12-month terms; SaigonBank applies an interest rate of 6% for 13, 18, and 24-month terms, and 6.1% for a 36-month term.
How much money will I receive if I deposit 50 million VND into an Agribank savings account?
Formula for calculating interest earned on bank deposits:
Interest = Deposit amount x interest rate (%)/12 months x deposit term.
For example, if you deposit 50 million VND into a savings account at Agribank on August 13, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you will receive is as follows:
+ Interest earned on Agribank savings deposit for a 3-month term: 250,000 VND.
+ Interest earned on a 6-month Agribank savings deposit: 750,000 VND.
+ Interest earned on Agribank savings deposit for a 9-month term: 1.125 million VND.
+ Interest earned on a 12-month Agribank savings deposit: 2.35 million VND.
+ Interest earned on Agribank savings deposit for a 24-month term: 4.8 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Source: https://laodong.vn/tien-te-dau-tu/lai-suat-agribank-cao-nhat-gui-50-trieu-nhan-bao-nhieu-tien-1381129.ldo
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