Banks are simultaneously raising interest rates and offering significant incentives to attract deposits.
Accordingly, several banks have increased interest rates to between 5.6% and 6.1% per year for customers depositing less than 1 billion VND. Many joint-stock commercial banks and foreign banks also apply an additional interest rate of 0.2-1.5% per year along with a series of promotional gifts and lucky draws. According to experts, the simultaneous increase in deposit interest rates by many banks in October reflects the increasing demand for medium and long-term capital, especially in the context of the peak credit disbursement cycle at the end of the year and the recovery of purchasing power.
Since the beginning of October, six banks have increased deposit interest rates, including: GPBank, NCB, Vikki Bank, Bac A Bank , VCBNeo, and HDBank. Bac A Bank has increased interest rates twice this month. In addition, a number of banks have implemented preferential policies to attract customers, including: VietinBank, Vietcombank, Vikki Bank, MB, Techcombank, VietBank…
The highest deposit interest rates at banks range from 6-9% per year.
The highest deposit interest rates at banks range from 6-9% per year. However, to enjoy these rates, customers must meet special conditions. PVcomBank offers a special interest rate of 9% per year for 12-13 month terms when depositing money at the counter. The condition is that customers must maintain a minimum balance of 2,000 billion VND. HDBank applies an interest rate of 8.1% per year for a 13-month term and 7.7% per year for a 12-month term, with the condition of maintaining a minimum balance of 500 billion VND. Vikki Bank applies an interest rate of 7.5% per year for deposits with a term of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is currently applying the highest interest rate of 6.3% per year for terms from 18 to 36 months. 6.1% per year for terms of 13-15 months and 6% per year for a 12-month term for deposits of 1 billion VND or more.
IVB applies an interest rate of 6.15% for a 36-month term, applicable to deposits of VND 1,500 billion or more;ACB applies an interest rate of 6%/year for a 13-month term with interest paid at maturity when customers have a deposit balance of VND 200 billion or more. At LPBank, for deposits of VND 300 billion or more, the deposit interest rate applied to customers with interest paid at maturity is 6.5%/year, with monthly interest paid at 6.3%/year, and with interest paid at the beginning of the term is 6.07%/year. Viet A Bank applies interest rates above 6%/year for its "Dac Tai Savings" product. Specifically, the interest rate is 6.0%/year for a 6-month term; 6.1%/year for a 7-month term; 6.5%/year for a 12-month term; and 6.6%/year for a 13-month term. The interest rate is 6.7% per year for 15 months and reaches a maximum of 6.8% per year for 18 months. To participate, customers need to deposit a minimum of 100 million VND and conduct transactions at the counter, with interest paid at the end of the term.
Source: https://vtv.vn/lai-suat-tiet-kiem-tang-10025102809293726.htm
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