Banks begin raising interest rates.

Interest rate fluctuations on March 9: Banks begin raising interest rates. Photo: Mai Anh.

Banks begin raising interest rates, extending the upward trend.

According to Lao Dong newspaper, on September 3rd, Vietnam Export Import Commercial Bank (Eximbank) issued a new deposit interest rate schedule, increasing rates for short-term maturities. However, Eximbank also recorded a decrease in interest rates for one maturity period.

Eximbank's online deposit interest rates are currently listed as follows:

Interest rates for 1-month terms increased by 0.3 percentage points, to 3.8% per annum.

The interest rate for a 3-month term is 4.3% per annum.

The interest rate for a 6-month term is 5.2% per annum.

The interest rate for a 9-month term is 4.5% per annum.

Interest rates for 12-month terms decreased by 0.2 percentage points, to 5.2% per annum.

The interest rate for an 18-month term is 5.1% per annum.

You may also like

Reorganizing the membership of the Price Management Steering Committee.Prime Minister Le Minh Hung signed Decision No. 1156/QD-TTg to reorganize the members of the Steering Committee for Price Management, appointing Deputy Prime Minister Nguyen Van Thang as its Chairman.

Bank interest rates today, June 24, 2026: Big4 banks offer the highest rate at 6.8%/year.As of June 24, 2026, the Big4 banks agreed to apply a maximum online interest rate of 6.8%. The market recorded a deposit rate ceiling of 7.2% at private banks.

Gold prices fell below $4,000 per ounce, hitting a 7-month low.Global gold prices have fallen by more than 3%, breaking through the $4,000/ounce mark and hitting a more than 7-month low due to a strong US dollar and expectations that the Fed will continue to maintain a tight monetary policy.

The interest rate for a 36-month term is 5.2% per annum.

Online deposit interest rate chart at Eximbank. Screenshot.

Eximbank's over-the-counter deposit interest rates are currently listed as follows:

The interest rate for a 1-month term is 2.8% per annum.

The interest rate for a 3-month term is 3.0% per annum.

The interest rate for a 6-month term is 4.3% per annum.

The interest rate for a 9-month term is 3.9% per annum.

The interest rate for a 12-month term is 4.7% per annum.

The interest rate for an 18-month term is 4.6% per annum.

The interest rate for a 36-month term is 4.8% per annum.

Interest rate chart for deposits at the counter at Eximbank. Screenshot.

United States - Vietnam: Don't miss

Vietnam encourages US businesses to expand investment in high technology.On the morning of June 26th, at the Government Headquarters, Deputy Prime Minister Ho Quoc Dung received Mr. Jeff Place, Supply Chain Director of Coherent Group (USA). During the meeting, the Deputy Prime Minister affirmed that Vietnam encourages US businesses to expand investment, especially in high-tech, innovation, and semiconductor industries.

Encourage U.S. businesses to expand investment in high-tech sectors.Deputy Prime Minister Ho Quoc Dung said that Vietnam welcomes US businesses to continue expanding their operations in Vietnam, especially in high-tech industries and sectors with high added value.

Vietnam and the United States strengthen cooperation in addressing the consequences of war.VTV.vn - On June 22, General Secretary and President To Lam received Acting Secretary of the US Navy Hung Cao.

Thus, Eximbank is the first bank to adjust savings interest rates in September, with a surprising mix of increases and decreases. Last month, the market also saw three banks "going against the trend" by lowering interest rates, including ABBank, Bac A Bank , and SeABank.

However, generally speaking, the upward adjustment of interest rates since the beginning of 2024 has been maintained until now. According to statistics from Lao Dong newspaper, last month, the market recorded 17 banks increasing savings interest rates, including: Eximbank, ACB, Agribank, Sacombank, Saigonbank, VietBank, TPBank, CBBank, VIB, Dong A Bank, VPBank, Techcombank,SHB , VietBank, PVCombank, Nam A Bank, and HDBank.

Notably, August saw an increase in interest rates at Agribank , a major bank in the Big4 group. Agribank's interest rates increased by 0.1 - 0.2 percentage points across various maturities, currently ranging from 1.7% to 4.8% per year.

Details of deposit interest rates at various banks, updated September 3, 2024.

Source: https://laodong.vn/kinh-doanh/bien-dong-lai-suat-39-ngan-hang-mo-man-tang-lai-suat-1388553.ldo