
Decision No. 1364 is a breakthrough in the development of science , technology, innovation, and digital transformation in the banking sector. The decision has institutionalized and fully implemented the viewpoints, objectives, and tasks assigned to the banking sector in Resolution No. 57.
Governor of the State Bank of Vietnam, Nguyen Thi Hong, outlined specific tasks for each unit under the State Bank of Vietnam, credit institutions, branches of foreign banks, and payment intermediaries to organize and implement the goal of promoting the rapid, sustainable, and safe development of science, technology, innovation, and digital transformation, contributing to the country's breakthrough development and prosperity in the new era.
With Decision 1364, the State Bank of Vietnam directed credit institutions and branches of foreign banks to make breakthroughs and innovations in their operations. This includes promoting electronic lending, aiming for full automation of the process to shorten loan processing times; applying data from the national database in customer assessment; and accelerating the deployment of Open Banking and Open APIs to create innovative products and services to meet the growing needs of customers. It also emphasizes strengthening the application of cloud computing and technologies such as AI, Big Data, and Blockchain on cloud platforms.
Source: https://baoquangnam.vn/nganh-ngan-hang-tao-dot-pha-ve-khoa-hoc-cong-nghe-chuyen-doi-so-3152082.html






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