Agribank has unexpectedly adjusted its interest rates upwards for some maturities. About a month ago, this "giant" was also the only bank in the big4 group to increase deposit interest rates.
Accordingly, deposit interest rates for 1-2 month terms increased by 0.2%/year to 2%/year. Online deposit interest rates for 3-5 month terms increased by 0.3%/year to 2.5%/year. Bank interest rates for 6-9 month terms were slightly adjusted upwards by 0.1%/year to 3.3%/year.
GPBank also increased deposit interest rates for terms of 1-9 months by 0.2%/year. The rates for 1 month increased to 3.2%/year, 2 months to 3.7%/year, 3 months to 3.72%/year, 4 months to 3.74%/year, 5 months to 3.75%/year, 6 months to 5.05%/year, 7 months to 5.15%/year, 8 months to 5.3%/year, and 9 months to 5.4%/year.
VietBank has also recently increased deposit interest rates for short-term maturities. Accordingly, online deposit interest rates for 1-4 month terms have increased by 0.2% per year. Currently, the deposit interest rate at this bank is 3.8% per year for a 1-month term, 3.9% per year for a 2-month term, 4% per year for a 3-month term, and 4.1% per year for a 4-month term.
Thus, from the beginning of September until now, the market has seen five banks increase interest rates: Agribank, GPBank, VietBank, OceanBank, and Dong A Bank.
Previously, in August, the market saw 17 banks increase savings interest rates, including: Eximbank, ACB, Agribank, Sacombank, Saigonbank, VietBank, TPBank, CBBank, VIB, Dong A Bank, VPBank, Techcombank,SHB , VietBank, PVCombank, Nam A Bank, and HDBank.
Currently, PvcomBank offers the highest interest rate, reaching 9.5% for a 12-month term, subject to a minimum deposit of 2,000 billion VND.
Next is HDBank with a relatively high interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, provided a minimum balance of 500 billion VND is maintained. This bank also applies an interest rate of 6% for an 18-month term.
MSB also offers relatively high interest rates, with over-the-counter deposits reaching up to 8% per year for a 13-month term and 7% for a 12-month term. The conditions for this offer are: newly opened savings accounts or savings accounts opened from January 1, 2018, that are automatically renewed, with a 12-month or 13-month term, and a minimum deposit amount of 500 billion VND.
Dong A Bank offers a deposit interest rate of 7.5% per annum for terms of 13 months or more, with interest paid at the end of the term, for deposits of 200 billion VND or more.
Cake by VPBank applies an interest rate of 6.1% for a 12-month term; NCB and OceanBank apply an interest rate of 6.1% for a 24-month term.
BVBank and Cake by VPBank also apply an interest rate of 6% for 24-month and 12-month terms; VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; SaigonBank applies an interest rate of 6% for 13, 18, and 24-month terms, and 6.1% for a 36-month term.
Here is a list of banks currently offering the highest savings deposit interest rates:
Compare the highest bank interest rates for a 3-month term.
Interest rates for 6-month savings deposits at banks.
If I want to deposit money for 12 months, which bank offers the highest interest rate?
Latest updates on interest rates at Agribank, Sacombank, SCB, Vietcombank... highest rates for 24-month terms.
Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Readers can find more articles about interest rates HERE.
Source: https://laodong.vn/kinh-doanh/lai-suat-ngan-hang-hom-nay-119-ong-lon-lien-tuc-tang-lai-1392304.ldo
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