Digital assets are no longer a trend.

No longer just a subtle trend, asset digitization is now becoming a mainstream phenomenon, permeating every aspect of economic and social life.

Báo Tin Tức•20/02/2026

While just five years ago, the terms "digital assets" or "blockchain" were still unfamiliar concepts, often associated with risk or reserved only for programmers and venture capitalists.

“I have witnessed many technology trends come and go, but few have created such enduring and intense appeal as digital assets,” shared Mr. Tran Huyen Dinh, Chairman of the Fintech Application Committee (Vietnam Blockchain and Digital Asset Association). The global cryptocurrency market has now reached $3.7 trillion – a colossal figure, far exceeding the combined GDP of many developed countries. With its position among the top 7 in the world in terms of user numbers, Vietnam is facing a “golden opportunity” to not only leapfrog ahead but also reshape its national position on the digital technology map.

According to Mr. Huyen Dinh, the speed at which the trend of digitizing assets permeates Vietnamese life is astonishing. Over 600 million users globally and 25 million active projects demonstrate that this is no longer a "bubble" as many feared, but has become a genuine ecosystem. JPMorgan Chase – the Wall Street financial giant – has confidently predicted that the global cryptocurrency market will reach $10 trillion by 2030. This means that digital assets will soon become a mainstream asset class, on par with gold, real estate, and stocks.

In Vietnam, the picture is even more vibrant. With over 17 million users – equivalent to nearly 20% of the population – Vietnam has ranked in the Top 3 in the Asia-Pacific region and Top 7 globally in terms of digital asset adoption. According to Chainalysis, a leading blockchain data analytics company specializing in software and services for tracking cryptocurrency transactions, over $220 billion has flowed into the Vietnamese market between 2024 and 2025, demonstrating that Vietnamese people, especially young people, have an extremely keen investment "appetite" and adaptability to technology.

Sharing a practical perspective on market needs, Mr. Duong Viet Hung – a startup specializing in providing financial investment advisory solutions – said that subdividing real estate using blockchain technology is becoming, and will continue to be, a mainstream trend.

Today's Gen Z and Gen Alpha generations have a completely different mindset about asset ownership compared to their parents and grandparents. They don't want to save up their whole lives to buy a whole piece of land. They want to own "a part" of an office building in District 1, Ho Chi Minh City, or a part of a resort in Phu Quoc, with just a few million dong in capital, and importantly, the transaction must be transacted immediately over the phone, Mr. Hung observed.

Mr. Hung frankly stated: “This is no longer a speculative trend, but a movement towards the democratization of investment – a trend that allows more people, including small individual investors, to easily access and participate in investment opportunities by using digital technology such as mobile applications, online platforms, or new financial tools. This was previously only available to large organizations. This need is real and it is booming.”

Great opportunities always come with great challenges. As digital assets become mainstream, technological infrastructure and legal frameworks must race to keep pace. Associate Professor Dr. Le Vu Nam, Vice Rector of the University of Economics and Law, believes that blockchain is not just the infrastructure of cryptocurrencies, but the foundation of a governance revolution. The decentralization, transparency, and security of blockchain are opening new doors for many economic sectors. The biggest bottleneck currently is the severe shortage of human resources – those with sufficient in-depth knowledge, understanding of technology, and a solid grasp of legal matters.

Cybersecurity and legal risks are becoming a major concern for many. Hacking of e-wallets, scams on virtual exchanges, and disputes over digital asset ownership are putting immense pressure on regulatory bodies and businesses alike.

Associate Professor Dr. Le Vu Nam expressed his hope that in the future, university training programs need to update with trends in Blockchain, Fintech, and Lawtech. This is not only an educational task but also to meet urgent needs and build human resource infrastructure for the digital economy. Graduating students should not only know how to code, but also be able to identify risks, understand anti-money laundering regulations, and protect information security.

The digitalization of assets has moved beyond the initial skepticism. Now, the question is no longer "Should we participate?", but "How can we participate safely and effectively?". In this race, whoever masters the technology and controls the legal aspects will control the future. With 17 million existing users, Vietnam has a solid foundation to take off.