16/08/2023 06:04
In the past time, the core collective economic component, which is cooperatives and cooperatives, in Ngoc Hoi district has had a certain development. However, in general, the market economy in Ngoc Hoi district still faces difficulties that need attention and solutions to "remove" - especially in terms of investment capital for production and business, in order to develop the market economy strongly. more in the near future.
Quyet Thang Cooperative (Dak Tang village, Dak Xu commune) was established in 2007; manufacturing and trading in the fields of incense, bamboo toothpicks and edible mushrooms. The products of the cooperative do not use harmful chemicals; Natural ingredients and flavorings should ensure the health of consumers.
Mr. Vu Van Bien - Director of Quyet Thang Cooperative said: The average production of bamboo toothpicks and incense sticks is about 5 tons per year, revenue is over 200 million VND/year. 400m2 mushroom factory; producing all kinds of oyster mushrooms, Ganoderma lucidum; On average, each year produces about 1 ton of products, with a turnover of about 50 million VND/year. Quyet Thang Cooperative provides regular jobs for 15 local workers with an average income of 200.000 VND/person/day.
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“Consumer demand of customers is very large, the products made are not enough to sell, but the cooperative does not have the capital to invest in expanding production. If you mortgage the factory property, you can also get a loan, but the interest rate of commercial banks is quite high, so the cooperative "cannot stand it". If the State has preferential interest rate policy, the cooperative will dare to borrow capital to invest in production, ensure business efficiency, contribute to creating jobs for local workers more "- Mr. Bien confided. .
Also "thirst for capital" like Quyet Thang Cooperative, Ba Bien Area Cooperative Group (Ngoc Tien village, Dak Xu commune) also needs a large amount of loan capital to invest in development, improve product quality, build and register. Sign the tree planting area code, build OCOP products.
Ba Bien Region Cooperative Group was established on September 18, 9, with 2021 members, linking households growing long-term industrial crops and fruit trees in the village with a total cultivation area of 16 hectares, including coffee, rubber. , fruit trees of all kinds and aquaculture ponds.
One of the most effective households in this cooperative group is Mr. Tran Van Tho's family. Mr. Tho's family has 2,5ha of durian, 1,5ha of rubber, and 1ha of coffee intercropped with other fruit trees such as rambutan, avocado, and banana. In addition, the family also trades in agricultural materials and trades in fruits. For durian trees alone, annual revenue is over 1 billion VND; plus other revenues, his family's annual income is over 3 billion dong.
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Mr. Tho's family is one of the few members of the Ba Bien Region Cooperative Group with economic potential and accumulated capital to reinvest in production expansion. Meanwhile, many other members are very "hungry for capital" to invest in production. As in the case of Mr. Tong Van Chin, to invest in planting 1,4 hectares of passion fruit, he had to borrow money from brothers, friends and relatives to have money to buy seeds, build soil, make scaffolding, fertilizer, and take care. Because his family is not one of the priority households to borrow from policy credit, he has to borrow capital from a commercial bank with high interest rate, so he needs to calculate to borrow investment capital.
“I just hope that in the coming time, the State will give priority to spending capital at a reasonable interest rate, lower than the interest rate of commercial banks so that cooperatives and THTs can borrow capital to invest in expanding production and business effectively. , contributing to increase income for members and households "- Mr. Chin shared.
Mr. Nguyen Chi Tuong - Chairman of Ngoc Hoi District People's Committee said that Ngoc Hoi district has 36 active cooperatives and THTs with nearly 1.000 members, of which about 50% are ethnic minorities. Currently, policies to support the market economy still have some shortcomings, are not close to reality, have not created a "push" for cooperatives and THTs to invest in development, expand production and do business effectively.
In addition, the current access to the State's support policies for cooperatives and THTs in Ngoc Hoi district is still facing certain difficulties. For example, in terms of land, currently, only Quyet Thang Cooperative is allocated and leased land to build headquarters and production facilities with an area of 3.910m2 in Dak Xu Industrial and Handicraft Cluster. Or the policy of investment in infrastructure development, so far the district has only supported 250 million VND from the capital of the National Target Program on Building a New Rural for Duc Nong Cooperative to build a working office and display and trade in new products. OCOP products produced by cooperatives.
Regarding capital, it is still difficult to access loans from commercial banks of cooperatives and THTs. Moreover, some households, members of cooperatives and THTs have not yet obtained land use right certificates, so they cannot mortgage the bank to borrow capital for production and business development.
It seems that the problem of "thirst for capital" for the market economy needs a "solution" from the central government to create a new impetus for the market economy to develop strongly in the coming time.
Quang Dinh
