 |
| Agribank bank staff assess loan needs in Na Hang district. |
Assisting customers in accessing capital.
According to Agribank Tuyen Quang Branch, from April 13, 2026, the bank will reduce interest rates by 0.5% per year for term deposits of 24 months or more for individual customers. This is a step implemented in accordance with the directives of the Government and the banking sector to stabilize interest rates and support economic growth in the context of market pressures on capital costs and system liquidity.
In addition to adjusting deposit interest rates, Agribank also simultaneously reduced medium and long-term lending interest rates. According to the bank's mechanism, the 24-month deposit interest rate is used as a reference to determine lending interest rates. Therefore, when deposit interest rates decrease, lending interest rates are also adjusted downwards accordingly, creating conditions for customers to access capital at a more reasonable cost.
To effectively implement its interest rate policy, Agribank Tuyen Quang Branch proactively restructured its capital sources by increasing the proportion of demand deposits, prioritizing sources with suitable costs; at the same time, it promoted the development of digital-based deposit products and increased deposits from the public to maintain stable liquidity and control input costs effectively.
Mr. Dao Quang Uy, Deputy Director of Agribank Tuyen Quang Branch, said that in addition to interest rate policies, the branch continues to implement credit programs in accordance with the direction of the Government, the State Bank of Vietnam and Agribank Vietnam, focusing on production, business and customer groups in need of capital support.
Standing alongside the people
In the first quarter of 2026, Agribank Tuyen Quang Branch continued to maintain stable credit growth, with outstanding loans in the agricultural and rural sectors accounting for over 60% of the total outstanding loans. Alongside expanding credit, the branch focused on improving credit quality, prioritizing capital for efficient production and business models and economic development linked to local advantages.
Thanks to loans from Agribank, many households in Hong Thai commune have boldly transformed their economic development models, gradually increasing their income. Mr. Dang Xuan Cuong, from Khau Trang village, used a 150 million VND loan to renovate his family's mixed-crop garden, replacing traditional trees with hybrid pear varieties. After more than two years of care, over 2,000 pear trees bloomed simultaneously, becoming a popular destination attracting tourists from within and outside the province every spring. The garden welcomes tens of thousands of visitors, bringing significant income to the family from service and experiential activities.
Also in Khau Trang village, with a loan from Agribank, Ms. Ban Thi Thuong invested in renovating her stilt house and developing a homestay model to serve tourists. Easy access to capital has enabled her family to expand their accommodation services and effectively exploit the potential of community tourism associated with the cultural identity of the Dao ethnic group in the area.
By proactively reducing interest rates, improving credit quality, and prioritizing capital flows for production and business, Agribank Tuyen Quang Branch continues to play its role as a "pillar" of credit in the area. This contributes to supporting people and businesses in economic development, creating jobs, and promoting sustainable rural development.
Text and photos: Hai Huong
Source: https://baotuyenquang.com.vn/kinh-te/202605/giam-lai-suat-ho-tro-tang-truong-cd53e93/
Comment (0)