Looking further

Since the beginning of July 2025, the interest rate level at many banks has increased. This has encouraged people to deposit money in banks. The reason for this trend to continue is that compared to inflation, savings interest rates are still positive. People prefer safe interest rates with much less risk than real estate and stocks.

- But if the deposit interest rate increases, the lending interest rate will also have to increase similarly. Will this hinder borrowers?

- Banks are in the business of money, so for them, profit is always the number one priority. However, the current policy from the State Bank is to support businesses and the economy in terms of interest costs. Therefore, it is forecasted that by the end of this year, the lending interest rate will remain stable. However, mobilizing a larger total amount of money will still create stable profits for commercial banks.

- Does the bank have any other room for growth?

- Notably, recently many banks have opened up capital flows for start-ups. The advantage of this method is that the lending interest rate is much lower than the strict conditions from venture capital funds. Cheap capital from banks promises to be an important part of creating billion-dollar businesses in the future. Many new things will come when businesses and banks look further ahead.

CROSSED TU

Source: https://www.sggp.org.vn/nhin-xa-hon-post804979.html