Accordingly, from now until December 31, 12, Vietbank launches Nhu Y Combo Package and Binh An Combo for individual customers. Products and services in the Combo Package are a combination of payment accounts, savings deposits, loans, digital banking services, credit cards, insurance... to bring customers convenience, Optimize usage benefits and be filled with incentives.
Specifically, Nhu Y Combo includes: VB 4.0 or VB 4.0 Ultra payment account, Multi-utility savings, Credit card or/and Overdraft loan. When using, customers will receive preferential interest rates on mortgage loans; Get a beautiful VB 4.0 or VB 4.0 Ultra digital payment account worth 01 million VND with accompanying incentives: Free SMS banking and electronic banking services; Free money transfer within and outside the system; 50% discount on service fees at the counter; Free domestic debit card issuance fee, lifetime annual fee and cash withdrawal fee at Vietbank ATMs; Free maintenance of VB 4.0 account service within 06 months from the date of joining Combo.
Binh An Combo includes: VB 4.0 or VB Ultra current account, Multi-utility savings, Credit card or/and overdraft loan, Hanwha Life insurance. When using, in addition to incentives such as Combo Nhu Y, customers also enjoy many other incentives when using Vietbank international credit cards such as: Free issuance fee and annual fee for 2 years from the date of joining. Combo package; Spend now, pay later with interest-free period of up to 55 days; Enjoy unlimited business lounge services at Tan Son Nhat, Noi Bai, Da Nang airports and participate in Vietbank's point accumulation and gift exchange programs from time to time... More specifically, customers also Receive 01 "Wings for the Future" savings card worth up to 15 million VND and plus interest for Multi-utility savings cards based on the deposit amount.
Besides Nhu Y and Binh An Combo Packages, Vietbank is implementing many product and service combo packages with preferential loan interest rates. These product and service combo packages are designed to be diverse, suitable for each customer's needs. Depending on the amount and loan term of each combo package, customers will enjoy preferential interest rates from 5,8%/year, fixed preferential interest rate period of up to 24 months, maximum loan amount of 100%/year. % capital usage plans with flexible loan procedures and quick disbursement time. For customers with existing loans at Vietbank, if they register for additional loans, they will receive an additional reduction in preferential loan interest rates of up to 0,5%/year if they meet the program's conditions.
In addition, Vietbank is implementing a policy for individual customers to borrow capital to repay loans early at other banks with lending interest rates from only 5,3%/year. Specifically, customers can borrow up to 100% of their capital needs with a loan term of up to 20 years. Customers can use collateral assets currently mortgaged at other banks or customer's real estate as collateral for loans at Vietbank to serve their life needs and business activities. Loan interest rates will be adjusted by Vietbank according to the actual situation.
With the motto of always putting customer interests first on the basis of credibility, Vietbank has been constantly making efforts to provide many modern financial and banking products and services as well as attractive promotional programs to brings outstanding utilities and incentives to customers.
PV