Agribank interest rate update on March 16.3
Recorded by PV Lao Dong on March 16.3, Agribank's mobilization interest rate is listed at around 1,6-4,7%/year. This bank lists an interest rate of 1,6%/year with a term of 1-2 months; 1,9%/year with a term of 3-5 months; 3%/year with a term of 6-11 months; 4,7%/year with terms from 12-24 months.
Thus, the 1-month term deposit interest rate decreased from 1,7%/year to 1,6%/year. The 3-month term deposit interest rate decreased from 2,0%/year to 1,9%/year. The 6-9 month term deposit interest rate remains unchanged at 3%/year. The 12-24 month term deposit interest rate decreased from 4,8%/year to 4,7%/year.
Non-term interest rates and payment deposits at Agribank are at 0,2%/year. Specifically:
This adjustment has made Agribank the bank with the lowest profit among the Big4 group.
In addition, readers can refer to the interest rates of some other banks through the following table:
How to save 200 million at Agribank to receive interest?
To calculate interest on savings at the bank, you can apply the formula:
Interest = deposit x interest %/12 x number of months of deposit
For example, if you deposit 200 million VND for a 12-month term at Agribank with an interest rate of 4,7%/year, you can receive: 200 million VND x 4,7%/12 x 12 = 9,4 million VND.
With the same amount of money and bank above, if you deposit a 6-month term savings account with an interest rate of 3%, the interest you will receive will be: 200 million VND x 3%/12 x 6 = 3 million VND.
* Information on interest rates is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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