Prime Minister Pham Minh Chinh visited Agribank 's booth at the event.
The State Bank of Vietnam (SBV) organized the event Digital Transformation of the Banking Industry 2025 with the theme "Smart Digital Ecosystem in the New Era". This is an annual event of strategic significance, marking a strong step forward in the digital transformation journey of the entire banking industry, affirming the central role of technology in the development of the digital economy and digital society in Vietnam.
Converging vision - people-centered
At the event, the Government leaders acknowledged the innovative thinking and drastic actions of the entire industry in the digital transformation process, which is a solid foundation for the banking industry to continue promoting its role as the "blood vessel" of the digital economy, a smart, safe and people-centered digital ecosystem.
The Government leader emphasized that the most important goal of digital transformation in the banking sector is to effectively connect banks with each other, banks with the State, banks with people and social partners. This is the foundation to contribute to the development of digital government, digital society, digital citizens, and at the same time plays an important role in stabilizing the macro economy and ensuring sustainable social security. The next goal to be achieved is to bring practical benefits to people and businesses, help reduce operating costs for the banking system and prevent corruption and waste through transparency of financial transactions.
Governor of the State Bank of Vietnam Nguyen Thi Hong emphasized that the Digital Transformation of the Banking Industry 2025 event with the theme "Smart Digital Ecosystem in the New Era" is an important annual event, demonstrating the high political determination and strong commitment of the entire industry in implementing Resolution 57-NQ/TW on breakthroughs in science and technology development, innovation and national digital transformation and the National Digital Transformation Program to 2025, with a vision to 2030.
To implement Resolution 57-NQ/TW and the direction of the Government and the Prime Minister, in the spirit of accompanying other sectors and fields in implementing Resolution 57-NQ/TW, the State Bank has developed and directed commercial banks to implement a credit program of VND 500,000 billion for enterprises investing in infrastructure and digital technology to implement key and important national projects in the fields of transportation, electricity and digital technology according to the list announced by ministries and sectors. To date, 21 commercial banks have prepared resources of VND 500,000 billion for lending under the Program with preferential lending interest rates in VND, at least 1% lower per year compared to the average medium and long-term lending interest rates applied by the lending bank itself in each period...
At the conference, a number of large commercial banks presented typical models such as deploying new generation Core Banking, expanding multi-channel digital banking, enhancing the integration of Big Data and artificial intelligence (AI) to improve the ability to analyze customer behavior and personalize products and services.
In particular, delegates emphasized the urgent need to train high-quality technology human resources, increase investment in cybersecurity, and promote digital financial education and communication so that people, especially in rural and remote areas, can easily access and use safe digital banking services.
Practical sharing from credit institutions not only contributes to enriching the picture of digital transformation in the banking industry but also affirms the spirit of companionship, cooperation and sharing of the entire industry, towards a modern financial ecosystem, where technology serves people effectively and humanely.
Prime Minister Pham Minh Chinh, Governor of the State Bank of Vietnam Nguyen Thi Hong took a souvenir photo with the Board of Directors of Agribank
Towards a smart and humane digital financial ecosystem
In the overall picture of digital transformation in the banking industry, the Vietnam Bank for Agriculture and Rural Development (Agribank) has shown its pioneering role with impressive efforts and results. At the event, Agribank's technology booth attracted special attention from delegates with advanced technology applications and smart transaction counter models, bringing new and convenient experiences to customers.
In particular, the presentation of Deputy General Director Hoang Minh Ngoc at the conference with the topic "Social security payment via bank account/card" received high appreciation from experts and industry leaders. Agribank has shown steady progress in applying digital technology to improve the efficiency and transparency of social security programs. The impressive figures announced by Agribank demonstrate the great efforts and contributions to the community: the bank has issued 12 million cards, opened 9 million accounts in rural and mountainous areas, made payments to 500,000 beneficiaries and disbursed 210,000 billion VND through the insurance channel.
These results not only demonstrate strong investment in technology but also demonstrate Agribank's deep social responsibility in accompanying the Government in implementing social security policies. Agribank also demonstrates its long-term commitment to continuing to promote digital transformation, aiming at the goal of deep integration with the national electronic identification system (VNeID), moving towards a paperless payment model, contributing to the humanization of financial services, especially for people in remote areas, who still have many difficulties in accessing traditional banking services.
Mr. Minh
Source: https://baochinhphu.vn/agribank-dung-cong-nghe-de-nang-cao-tinh-minh-bach-cua-cac-chuong-trinh-an-sinh-102250530183754373.htm
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