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How to use nTrust - An online anti-fraud tool for Vietnamese users.

Báo Dân tríBáo Dân trí31/07/2024

(Dan Tri Newspaper) - This article will guide you on how to use nTrust, an application developed by cybersecurity experts specifically for users in Vietnam to help prevent and combat online fraud.
How to use nTrust - An online anti-fraud tool for Vietnamese users.

What is nTrust?

Amidst the growing prevalence of online scams targeting internet and mobile phone users in Vietnam, with increasingly sophisticated tactics causing significant financial losses, the National Cybersecurity Association has developed a tool specifically for Vietnamese users to combat online fraud. Called nTrust, the tool was first introduced in May and officially released free of charge to users yesterday, July 30th. This tool was developed as a community-based, non-profit project, without using state budget funds; its funding comes from social donations.
Cách sử dụng nTrust - Công cụ chống lừa đảo trực tuyến dành cho người Việt - 1

nTrust provides features to combat common forms of fraud such as fake calls, fake websites, identifying scammers' bank accounts, and applications containing malware… (Image: National Cybersecurity Association).

nTrust provides a function to check unknown phone numbers calling smartphones, helping users block scam numbers in the database and alerting them to annoying advertising numbers. The application also offers a web address check function, helping to detect phishing websites, websites containing malware, or fake websites. Users will receive a warning not to access these websites to prevent the loss of online or bank accounts. This tool also integrates a malware scanning function, helping to warn users when they install fake or malware-containing applications on their smartphones. nTrust contains a database of scammer information updated from domestic ministries and agencies such as the Ministry of Public Security , the Ministry of Information and Communications, the State Bank of Vietnam, and other relevant parties. This application will also connect with databases of cybersecurity companies that are members of the National Cybersecurity Association, as well as international anti-fraud organizations to leverage synergistic strengths. Additionally, during their use of nTrust, users can also report fraudulent phone numbers and accounts to update this information in the application's database, helping to warn the user community.

nTrust User Guide

nTrust operates as a smartphone application, supporting the two most popular platforms today: Android and iOS. Android users can download the application here. iOS users can download the application here. The usage of the application on Android and iPhone smartphones is similar. This article will guide you on how to install and use it on an Android smartphone; iPhone users can follow the same steps. After installing nTrust, the first time you use the application, you must enter your phone number to log in, then enter the OTP code sent to your registered phone number. Next, declare your personal information such as last name, first name, address… At this step, you only need to enter your last name and first name (not required to be your real name) and skip other information if you don't want to disclose too much personal information to the application.
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Press the "Allow" button in the dialog boxes that appear to grant permissions to the nTrust app, such as sending notifications when it detects signs of fraud on your smartphone, blocking annoying spam calls, etc. Next, nTrust will ask you to grant permission on your smartphone to identify and warn you if you see calls from fraudulent numbers. To do this, press the "Activate" button on the displayed interface, then activate the "nTrust" app in the "Appear at the top" section.
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Return to the nTrust interface and press the "Allow" button to grant nTrust permission to manage calls on your smartphone. Once this permission is granted, nTrust will display a scam or spam call warning dialog when unknown numbers call, helping users to be more vigilant or ignore spam calls to avoid wasting time answering them.
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In the final step of the setup process, a dialog box appears asking if you want to use nTrust as the default caller ID and spam call blocking application. Select "nTrust" from the dialog box, then press the "Set as default" button.
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After installation and completion of the setup steps, nTrust will run by default and silently protect your smartphone; users do not need to do anything further. When receiving calls from unknown numbers, nTrust will display a warning message if the number is on the list of scam numbers compiled by nTrust or reported by the nTrust user community.

Use nTrust to check for suspected scams involving phone numbers, websites, and bank accounts.

In addition to identifying and alerting users to fraudulent phone calls, the nTrust app also allows users to check if unfamiliar phone numbers, account numbers, or websites are linked to scams.
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The scammer's bank account information is updated in the database, allowing nTrust to warn users before making money transfers (Image: National Cybersecurity Association).

For example, someone might ask you to transfer money to their bank account, but you want to check if that account belongs to a scammer. Or someone might send you a website link and you want to check if that website is safe to access… nTrust can help you find the answer. To do this, users access nTrust, select the "Check website" or "Check account number" function from the main interface of the application, then enter the website address or account number to be checked into the corresponding dialog box. If the result returns "No information found," it means that the website or account number just checked has never been reported as a scam by any nTrust user, or this information is not yet in nTrust's scam database.
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However, it's important to note that this does not mean the website or account number is safe to access or use for transactions. Users should still be vigilant, as it's possible that this is a newly created website or account number used by scammers, and nTrust hasn't yet updated its system to warn users.

Use nTrust to automatically block unwanted, scam, and harassing phone numbers.

One useful feature of nTrust is that it allows users to create a "blacklist" of scam or unwanted phone numbers to avoid being bothered. To use this feature, access the "Check Phone Numbers" section on the main interface of the application, then select "Blacklist" from the displayed interface. Here, press the "Add Phone Numbers" button and enter the phone numbers you want to block calls from. nTrust will also ask users to enter the reason for blocking these numbers (because they are scams or bothersome).
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You can also activate the "Submit Report" option if you want to send the phone number you want to block to nTrust's database. If multiple nTrust users report the same phone number, the app will update that number to the "Scam" or "Spam" list to warn other users when that number calls. This way, not only can users block calls from scam or spam numbers, but they can also ask nTrust to block calls from people they dislike to avoid being bothered.
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The nTrust dialog box displayed a message indicating that the call from the suspected scam number had been blocked (Screenshot).

Use nTrust to check for malware on your smartphone.

Another useful feature of nTrust is that it allows users to check if their smartphone has accidentally installed any malicious apps. To use this feature, tap the "Scan for malware" icon in the bottom menu, then tap the bug icon on the displayed interface. After the scan is complete, nTrust will inform the user of the number of apps installed on the smartphone and the amount of malware (if any) detected.
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This way, you'll know if your smartphone has accidentally installed an app containing malware, and then you can take appropriate action such as uninstalling the app, restoring the system, changing your bank account password, email password, etc.

Conclusion

During testing, nTrust's features proved to work well, including call blocking, malware detection, and fake website detection. However, because nTrust is newly launched and its database of fraudulent phone numbers and bank accounts is still limited, there is a possibility that nTrust may miss some fraudulent or harassing numbers. To address this, users should actively report harassing phone numbers and fraudulent bank accounts they encounter to update nTrust's database, helping the application accurately identify and protect users more effectively.

Dantri.com.vn

Source: https://dantri.com.vn/suc-manh-so/cach-su-dung-ntrust-cong-cu-chong-lua-dao-truc-tuyen-danh-cho-nguoi-viet-20240731005913988.htm

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