Maternity is an important social insurance regime that supports female workers during childbirth and raising children (Illustration: Hoang Yen).
Recently, An Binh's account posted on the social network Tiktok boasting of receiving a maternity allowance of nearly 150 million VND, making many workers stir, "begging" to be like this sister. Many people also wonder how to get such a large amount of maternity benefits.
According to Vietnam Social Insurance, the level of maternity benefits is specified in Article 39 of the 2014 Law on Social Insurance. Accordingly, female employees who give birth are entitled to 6 months of maternity benefits, the level of one month's benefit is equal to 100% of the average salary. Monthly salary paid for social insurance of 6 months before leaving to enjoy maternity benefits.
In addition, Article 38 of the 2014 Social Insurance Law stipulates: "Female employees who give birth or employees who adopt children under 6 months of age are entitled to a one-time allowance for each child equal to 2 times the base salary in the month of the female employee." gave birth or the month the employee adopted a child.
Comparing with the above regulations, the amount of maternity allowance when giving birth to a female employee is equal to 6 months' salary (average of 6 months immediately before giving birth) and the one-time allowance is equal to 1 times the base salary ( currently 2 million VND).
Thus, to receive a maternity benefit of 150 million VND, the female employee must have an average salary of 6 months immediately before giving birth of 25 million VND/month. It should be noted that the salary here is the salary used as the basis for monthly social insurance payments for employees.
150 million VND is not the highest level of maternity benefit that female workers can receive. Because for positions of experts and management staff at large enterprises, a salary of several tens of millions of VND/month is not uncommon. The higher the salary paid for social insurance, the higher the maternity benefit will be. However, the level of maternity benefits also has a maximum limit.
According to current regulations, the maximum salary as a basis for social insurance payment is 20 times the base salary. Currently, the base salary is 1,8 million VND/month, so the maximum salary is 36 million VND/month.
Therefore, even though the actual salary received by employees is very high, the salary used as a basis for paying social insurance is still only calculated as 36 million VND/month. Therefore, the maximum maternity allowance for female employees giving birth will be 219,6 million VND (6-month salary is 216 million VND and 3,6 million VND in one-time allowance).
Currently, maternity leave is an important benefit for employees, especially female employees. According to the summary report on the implementation of the Social Insurance Law in 2024 of the Ministry of Labor, War Invalids and Social Affairs, since the introduction of maternity benefits, the number of people receiving this benefit has continuously increased over the years. In 6 years (from 2016 to 2021), over 10 million people have been granted maternity benefits.
