SHB's counter and online deposit interest rates in May 2025

SHB bank counter deposit interest rate May 2025

In May 2025, SHB continues to apply the savings interest rate schedule for individual customers according to two clear classification levels: under 2 billion VND and from 2 billion VND or more. Interest rates are calculated in the form of receiving interest at the end of the term and remain unchanged from the adjustment on March 5.

For deposits under VND2 billion, savings interest rates range from 3.3% to 5.5% per year. Specifically, the interest rate for 1-2 month terms is 3.3% per year, increasing to 3.6% per year for 3-5 month terms. The 6-11 month term is listed at 4.6% per year, while the 12 month term is 5.0% per year.

Customers depositing for a term of 13 - 18 months will enjoy an interest rate of 5.1%/year, and this increases to 5.2%/year for a term of 24 months. The highest interest rate for customers depositing at the counter with an amount of less than 2 billion VND is 5.5%/year, applied for a term of 36 months or more.

For deposits of VND2 billion or more, SHB applies a more preferential interest rate schedule, ranging from 3.4% to 5.6% per year, depending on the term. This is a policy to encourage customers with large capital to choose long-term savings at the bank.

For very short terms of less than 1 month, SHB keeps interest rates at a low level of 0.5%/year, suitable for flexible, short-term capital needs.

SHB's counter and online deposit interest rates in May 2025

SHB bank online deposit interest rate May 2025

With online savings, SHB also has no new changes this month. Interest rates range from 3.5% to 5.8% per year for terms from 1 to 36 months or more, slightly higher than at-the-counter deposits for the same term.

In addition to regular savings products, SHB also offers many flexible product packages such as Dai Loi Savings, Phat Loc Deposit Certificates, Smart Savings, Love Savings for Children, to meet diverse financial goals of customers.

Source: https://baonghean.vn/lai-suat-tien-gui-tai-quay-va-online-cua-shb-thang-may-2025-10297177.html