Not only does Agribank prioritize focusing on quality capital for the economy, it also promotes the development of a variety of modern products and services, applies high technology, and continues to transform its multi-service business model according to its orientation. Developing a professional, modern bank with top service quality with the motto "customer-centered". Agribank expanded connections, signed cooperation agreements with more than 2.300 new partners including corporations, schools, hospitals, Fintech companies, e-commerce platforms, e-wallets... with The number of transactions reached over 45 million transactions, the total transaction value reached 60 trillion VND, actively contributing to the development of non-cash payments, implementing the National Comprehensive Financial Strategy, and being the leading bank in the world. Excellent achievements in digital transformation of the Banking Industry.
Thanks to promoting the strength of the entire system, solidarity, maximum efforts, and synchronous implementation of solutions, Agribank overcomes difficulties and has outstanding growth, especially in the second half of 2023. By the end of 2023 , Agribank's total assets exceeded the 2 million billion VND mark; Capital reached over 1,88 million billion VND; Total outstanding loans to the economy reached over 1,54 million billion VND, of which over 65% of outstanding loans served the development of "Tam Nong". Operational safety ratios ensure regulations. Business results achieved effectively according to set goals, continuing to be one of the enterprises with the largest contributions to the State budget.
Agribank's reputation and brand continue to be affirmed through evaluation, recognition, and honor from prestigious domestic and international organizations. Fitch Ratings upgraded Agribank's Long-Term Issuer Rating to "BB+" with a "Stable" outlook, equivalent to a national rating. The world's leading brand valuation organization Brand Finance ranks Agribank - Top 10 Vietnamese banking brands in the 500 most valuable banking brands in the world...
With outstanding achievements in lending and agricultural economic development, Agribank was honored to be awarded the First Class Labor Medal by the State, continuing to affirm its leading position in the field of rural agriculture in 36 years of construction and development.
In the context of forecasting the world economic situation, there will continue to be many difficulties and challenges in the country and the banking system's operations will continue to face many complex and unpredictable developments, with the role The flagship of the State-owned Commercial Bank serving capital investment in the rural agricultural sector, pioneering the effective implementation of monetary policies of the Government and the State Bank of Vietnam. In the coming time, Agribank commits to accompany people and businesses. . Accordingly, Agribank will proactively continue to balance to strive to continue reducing lending interest rates, restructuring debt to support customers, especially businesses; Improve and simplify lending procedures to improve access to bank credit. At the same time, proactively and synchronously and flexibly deploy many solutions to promote credit growth, direct credit capital flows to production and business sectors, priority sectors, and businesses serving growth drivers. growth of the economy.
“Continuing the achievements achieved over 36 years, the entire Agribank system confidently enters a new phase with the spirit and spirit of hot competition, ready to successfully deploy the Agribank Development Strategy Project to 2025, with a vision to 2030, continuing to affirm its leading role in the agricultural and rural financial market, with Groups, Corporations, and Banks in the Central Enterprise Sector making many important contributions. important for the country's socio-economic development," Agribank leaders affirmed.
