Leading the way is Cake by VPBank , which is listing a 6-month term interest rate at 5.5%/year when customers deposit money for a term and receive interest at the end of the term. In addition, this bank is listing the highest interest rate at 5.7%/year when customers deposit money for 12-36 months and receive interest at the end of the term.
CBBank listed the highest interest rate for a 6-month term at 4.9%/year when customers deposit money online and receive interest at the end of the term. Currently, CBBank is listing the highest interest rate at 5.3%/year when customers deposit money online and receive interest at the end of the term.
HDBank lists the highest interest rate for a 6-month term at 4.6%/year when customers deposit money online and receive interest at the end of the term. HDBank is listing the highest interest rate for an 18-month term at 5.7%/year.
BaoVietBank also listed the highest interest rate for a 6-month term at 4.8%/year when customers deposit money online and receive interest at the end of the term. Customers who receive interest monthly only receive an interest rate of 4.72%/year.
NCB is listing the highest savings interest rate for a 6-month term at 4.65%/year when customers deposit money at An Phu. Customers with traditional deposits receive an interest rate of 4.5%/year.
Statistics of banks with the highest savings interest rates today:
You can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit
For example, you deposit 1 billion VND in Bank A, with an interest rate of 5.2% for a 6-month term. The interest you receive is estimated at:
1 billion VND x 5.2%/12 x 6 months = 26 million VND.
So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
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