Leading the way is Cake by VPBank, which is offering a 6-month term deposit interest rate of 5.5% per year for customers who deposit money for a fixed term and receive interest at the end of the term. In addition, this bank is offering the highest interest rate at 5.7% per year for customers who deposit money for 12-36 months, also receiving interest at the end of the term.
CBBank offers the highest interest rate for a 6-month term at 4.9%/year when customers deposit money online and receive interest at the end of the term. Currently, CBBank offers the highest interest rate at 5.3%/year when customers deposit money online and receive interest at the end of the term.
HDBank offers the highest interest rate for a 6-month term at 4.6% per year when customers deposit money online and receive interest at the end of the term. HDBank currently offers the highest interest rate for an 18-month term at 5.7% per year.
BaoVietBank also offers the highest interest rate for a 6-month term at 4.8%/year when customers deposit money online and receive interest at the end of the term. Customers who receive interest monthly only receive an interest rate of 4.72%/year.
NCB is currently offering the highest savings interest rate of 4.65% per year for a 6-month term at An Phu branch. Customers with traditional deposits receive an interest rate of 4.5% per year.
Here is a list of banks currently offering the highest savings interest rates:
You can quickly calculate the interest earned on a bank deposit using the following formula:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited
For example, you deposit 1 billion VND into Bank A, with an interest rate of 5.2% for a 6-month term. The interest you will receive is estimated to be:
1 billion VND x 5.2%/12 x 6 months = 26 million VND.
Therefore, before depositing your savings, you should compare savings interest rates between different banks and between different terms to earn the highest possible interest.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Readers can find more articles about interest rates HERE.
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