For the goal of sustainable security

Vietnamese citizens from 15 years of age and above who are not in the group of people participating in compulsory social insurance are all eligible to participate in voluntary social insurance.

Dak Lak province, with its large ethnic minority population and high rate of informal sector workers, faces challenges, but also has great potential in developing voluntary social insurance participants. Expanding the coverage of voluntary social insurance is one of the key tasks to ensure sustainable social security for the people, especially rural workers and freelance workers.

By the end of October 2025, the whole province had 41,724 people participating in voluntary social insurance, this is a significant growth, showing the increasing interest and awareness of the people. However, the coverage rate is still low compared to the total number of potential workers.

Provincial Social Insurance officers advise voluntary social insurance policies for participants.

The biggest challenge in developing voluntary social insurance participants in the province is due to the difficult life of the people. The majority of people work in agriculture , have unstable incomes, are easily affected by market fluctuations and natural disasters, making long-term social insurance contributions difficult. In addition, a part of the people, especially in remote areas, have limited awareness of the benefits of participating in voluntary social insurance; they often prioritize immediate spending, not thinking about saving for old age.

To overcome the above challenges, the provincial Social Insurance has coordinated with all levels, sectors and local authorities to deploy many synchronous and creative solutions. In particular, strengthening communication work through organizing conferences, mobile propaganda sessions, direct consultation in villages, hamlets, communes and wards with easy-to-understand and familiar content, using the language of ethnic minorities. Coordinating with mass media such as newspapers, radio and social networking platforms to spread the message about this social security policy...

In addition, the provincial Social Insurance also promotes the role of collection service organizations; consolidates and improves the quality of the network of agents and collection staff, considering this as the "extended arm" of the Social Insurance sector at the grassroots level.

The provincial Social Insurance and its facilities have also seriously implemented the State's policy of supporting the contribution level for voluntary social insurance participants according to target groups (poor households, near-poor households and other groups) to reduce the initial financial burden.

Thanks to the above efforts, the number of voluntary social insurance participants in Dak Lak has increased significantly over the years, contributing to reducing the rate of poor and near-poor households, while increasing the sustainability of the local social security system.

Ms. Pham Thi Le (Tan Lap ward) shared: "More than 5 years ago, after learning about the benefits of the practical support for old age of the voluntary social insurance policy, I immediately registered to participate. Up to now, I am 57 years old and have participated in voluntary social insurance for more than 5 years. Now I will try to participate so that when I am old enough to receive pension, I will pay all the remaining years at once so that I can receive monthly pension and be granted a health insurance card."

According to the plan of the provincial Social Insurance, in the coming time, the unit will continue to innovate the content and form of propaganda; strengthen the connection between the Social Insurance agency with organizations, associations, unions and localities to bring policies to each household; promote electronic transactions and non-cash payments to create maximum convenience for people to participate and pay voluntary social insurance...

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