10:00, 02/08/2023
BHG – Over the past years, capital from Agribank Kim Ngoc Transaction Office (Transaction Office) under Agribank Bac Quang branch has helped people in 7 communes have favorable conditions for economic development and crop restructuring. , pet. Along with that, PGD has become a familiar bank to farmers and a companion with farmers in the process of poverty reduction and getting rich on revolutionary land.
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| Transaction activities at Agribank Kim Ngoc transaction office. |
Kim Ngoc Transaction Office is one of 1 units under Agribank Bac Quang branch, in charge of 4 communes of Bac Quang district including: Kim Ngoc, Bang Hanh, Lien Hiep, Huu San, Duc Xuan, Thuong Binh and Vo Diem. Promoting the role of a key bank in agricultural and rural development investment, Kim Ngoc Transaction Office has actively implemented many solutions to contribute to the local political system to promote agricultural and rural development. From the capital of Kim Ngoc Transaction Office, agriculture and rural areas develop more and more; people have a solid foundation to rise up and become a shining example in local economic development.
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| From the loans of Agribank, Mr. Nguyen Van Khanh, Mang village, Kim Ngoc commune has invested in buffalo breeding, bringing economic benefits to his family. |
In 2019, Mr. Nguyen Van Khanh's family, Mang village, Kim Ngoc commune planned to invest in raising commodity buffalo, but then the family needed capital to buy buffalo and build a barn. Immediately after grasping the loan needs of Mr. Khanh's family, credit officer Kim Ngoc went directly to his house to guide the procedure to support Mr. Khanh to borrow VND 250 million, right after being disbursed, Mr. Khanh. started investing in buffalo farming. Up to now, Khanh always maintains 18-20 buffaloes in his barn, the average annual income from buffalo is about 100 million VND. Mr. Khanh shared: “Without the support of Kim Ngoc Transaction Office staff to advise and guide the loan procedure enthusiastically and thoughtfully, I would not have thought of getting a bank loan to raise livestock. After more than 4 years of raising commodity buffaloes, the family has grown and has a stable income. Thank you very much for the precious capital of Agribank as well as the enthusiasm of the bank staff who have supported me in my life. economic development”.
Mr. Trieu Quoc Viet, Director of Kim Ngoc Transaction Office said: In order to best support customers, the unit has implemented processes, shortened the project appraisal time, loan plan and raised the loan limit for customers. client. Work closely with local authorities to remove difficulties and obstacles for customers such as loan limits, interest rates, etc. At the same time, based on the criteria and lists approved from time to time, the unit also actively reviewed customers, projects and plans to apply and support customers to enjoy the policies of the Government, the State Bank and Agribank.
In particular, during the complicated development of the Covid-19 epidemic, PGD reviewed and grasped the production and business situation, the extent of damage of loan customers to apply measures to remove difficulties. supporting customers from the first days affected by the epidemic. Along with that, implementing customer support packages, reducing interest rates for all customers who have loan relationships at Agribank for a period of 6 months; continue to invest in new loans for customers changing production direction; restructuring a number of loans for customers who have difficulties in animal husbandry and production.
It can be said that from the capital of Agribank Kim Ngoc Transaction Office, agricultural service activities in the seven communes mentioned above have been continuously expanded, and at the same time promoted the process of restructuring crops, livestock, and structures. seasonal crops, gradually turning agricultural products into agricultural commodities with high economic value. Up to now, the total outstanding loan of Kim Ngoc Transaction Office has reached over VND 7 billion with 154 customers, including 975 consumer loans; business loans 488 customers; livestock and farming loans are 78 customers.
Post, photo: Hong Cu
