Thailand is an attractive tourist destination in Southeast Asia, but before going to Thailand, you should consult with previous travelers about how to use the currency.
According to many advisors, it's best to bring both Thai baht, Vietnamese dong, and a Visa card. The baht is for spending while traveling in Thailand, and the Vietnamese dong is for emergencies on the return journey from Thailand to Vietnam.
Credit cards are also very useful when you want to spend more than the amount of cash you carry. Don't keep all your cash in one place. You should keep your Visa card as close to you as your passport, always carrying it with you.
When traveling to Thailand, you should bring USD, Thai baht, and a Visa card.
Another thing to note is that you should exchange both USD and Thai Baht to have cash to spend. Not all places in Thailand accept USD. If you want to buy a portion of sticky rice with mango or four slices of Thai pineapple for only 50 baht (about 35,000 VND) on the street, the seller will be quite confused if you offer USD. This is especially true for 50 USD or 100 USD bills, making it even more difficult if you want to buy small items.
Furthermore, you'll have a hard time finding a suitable place to exchange money. And during your trip to Thailand, you'll have to spend extra time wandering around looking for a place to exchange currency. Because you need the money urgently, you won't care about the exchange rate difference anymore. This is quite disadvantageous for you.
However, if you simply exchange all your expenses into Thai baht, it's easy to overspend. Since you don't have to bother exchanging money when you need to buy something, you can spend freely without worrying too much about shopping and eating out, and it's very easy to run out of money.
"I'll just use up all my Thai baht because I'll have to exchange it back in Vietnam anyway" can significantly increase your expenses. Instead of saving a lot on your trip, this mindset will only lead to wasted money.
Therefore, it's best to exchange both USD and Thai baht according to the following criteria:
After balancing your budget for food, entertainment, and shopping, convert 70% to Thai baht and 30% to USD. Many hotels and large shopping malls accept USD, and this amount can be used as a contingency; you might not spend it. With the Thai baht you convert, you should only spend within this amount and no more to save money.
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