According to a survey conducted by reporters from Lao Dong Newspaper on March 23, 2024, Agribank listed interest rates at 1.6% per year for 1-month and 2-month terms. For 3-5 month terms, Agribank listed interest rates at 1.9% per year. Savings interest rates at Agribank for terms from 6-11 months were 3% per year. Customers depositing money for 12-24 months received an interest rate of 4.7% per year.
Customers who deposit money without a fixed term or who deposit money for payment purposes will receive interest at a rate of 0.2% per year.
Additionally, readers can refer to the savings interest rate table of the Big 4 banks as of March 23, 2024:
Readers can quickly calculate bank deposit interest using the following formula:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited.
For example, if you deposit 1 billion VND into Agribank, with an interest rate of 4.7% for a 12-month term, the interest you will receive is estimated to be:
1 billion VND x 4.7%/12 x 12 months = 47 million VND.
Before depositing savings, readers should compare savings interest rates between different banks and between different terms to earn the highest possible interest.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Readers can find more articles about interest rates HERE.
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