MB Bank's interest rate increased for the second time this month, reaching 6.4% per annum.

Today, December 19, 2025, Military Commercial Joint Stock Bank (MB) officially updated its deposit interest rate schedule. This is the second time the bank has increased interest rates since the beginning of December, reflecting the trend of tightening liquidity and competition for capital mobilization in the money market.

MB significantly increases interest rates on long-term maturities.

In this adjustment, MB focused on increasing interest rates by 0.2% per year for terms from 12 to 60 months. According to the online savings interest rate table for regular individual customers, the 12-month term interest rate has increased from 5.35% to 5.55% per year. Terms from 13 to 18 months increased to 5.7% per year, while longer terms from 24 to 60 months are currently listed at 6.2% per year.

MB Bank's interest rate chart shows a second increase in December 2025. — MB is one of four banks that have adjusted interest rates upwards twice since the beginning of December 2025.

For short-term deposits under 12 months, MB maintains the same interest rates: 4.5%/year for a 1-month term, 4.6%/year for a 2-month term, and 4.65%/year for terms from 3 to 5 months. Interest rates for terms of 6 to 11 months remain at 5.3%/year.

The interest rate of 6.4% per year is offered to priority customers.

Notably, the highest deposit interest rate at MB has now reached 6.4% per year. This rate applies to Priority and Private customers for terms ranging from 24 to 60 months. Specifically:

Priority customers: 12-month term at 5.75%/year; 13-18 month term at 5.8%/year; 24-60 month term at 6.4%/year.
Private customers: 13-15 month term earns 5.9%/year; 24-60 month term earns 6.4%/year.

At the counter, MB also applies an interest rate of 6.4%/year for customers in the Central and Southern regions with deposits of 1 billion VND or more for terms of 24-60 months. In addition, MB's certificate of deposit interest rates also recorded a sharp increase, reaching a maximum of 5.7%/year for terms of 3-6 months.

Overview of the interest rate market on December 19, 2025

Since the beginning of December, the market has seen 24 banks increase deposit interest rates. Among them, NCB, VPBank, Techcombank , and MB are the only institutions that have adjusted their rates upwards twice.

Below is a comparison table of online deposit interest rates at some typical banks (unit: %/year):

BANK	1 MONTH	6 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	3.0	5.0	5.3	5.3
MB	3.0	4.5	5.3	5.3
VIETCOMBANK	2.1	3.5	5.2	5.2
MB	4.5	5.3	5.55	5.7
PGBANK	4.75	6.5	6.6	6,7
NCB	4.5	6.2	6.3	6.3

The entry of major banks in the Big 4 group, such as Agribank, Vietcombank, BIDV, and VietinBank, into the wave of interest rate increases indicates the existing liquidity pressure across the system during the peak period at the end of the year.

Source: https://baolamdong.vn/lai-suat-mb-tang-lan-thu-2-trong-thang-dat-moc-64nam-411743.html