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Agribank and VNPAY bring digital solutions to every business household.

(Chinhphu.vn) - Agribank and VNPAY officially signed a cooperation agreement to implement a digital transformation solution package for household businesses and small enterprises, aiming to support the transition from lump-sum tax to declaration-based tax, meet the requirements for electronic invoices, and manage business according to new standards.

Báo Chính PhủBáo Chính Phủ03/12/2025


Agribank and VNPAY bring digital solutions to every business household - Photo 1.

Agribank and VNPAY officially signed a cooperation agreement to implement a digital transformation solution package for household businesses and small enterprises - Photo: VGP

The Vietnam Bank for Agriculture and Rural Development (Agribank) and Vietnam Payment Solutions Joint Stock Company ( VNPAY ) have just signed a cooperation agreement to implement a digital transformation solution package for household businesses and small enterprises.

Attending the signing ceremony, VNPAY was represented by Mr. Le Tanh - Vice Chairman of the Board of Directors and General Director; Mr. Nguyen Tuan Luong - Vice Chairman of the Board of Directors, along with leaders from the business and trading divisions in the North. Representing Agribank were Mr. Pham Toan Vuong - Deputy Secretary of the Party Committee and General Director, the Deputy General Directors, and representatives from various departments and centers at the Head Office, as well as the Directors of several branches such as the Transaction Office, Lang Ha, Hanoi , and Ha Tay. The ceremony was also attended by representatives of the target customer group, consisting of business owners in Hanoi.

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Speaking at the ceremony, Mr. Pham Toan Vuong said that the cooperation agreement aims to support business households in the process of transforming their tax management model, from lump-sum tax to declaration-based tax according to Decree 70/2025/ND-CP and new regulations of the Ministry of Finance. He said that business households will have to implement electronic invoices, automatically transmit tax data, and build management processes.

Agribank and VNPAY bring digital solutions to every business household - Photo 2.

Mr. Pham Toan Vuong - Member of the Board of Directors, General Director of Agribank, delivered a welcoming speech at the signing ceremony - Photo: VGP

Through its collaboration with VNPAY, Agribank is implementing a suite of solutions for business households, including financial services and sales management tools, electronic invoice issuance, and data connectivity with tax authorities.

Agribank has announced financial support policies including free opening and maintenance of payment accounts, preferential rates for attractive account numbers, and free balance notifications via OTT on the Agribank Plus application. In addition, the bank is offering a credit package with interest rates starting from 4.5% per year for business households.

Speaking at the event, Mr. Le Tanh said that VNPAY, in collaboration with Agribank, is implementing a digital transformation solution package for businesses and household businesses nationwide. The solution package is provided free of charge for 3 years.

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The solution suite includes: VNPAY-Invoice electronic invoices, VNPAY Cloud data storage, VNPAY-CA digital signatures, sales management software, and payment devices such as VNPAY-POS and PhonePOS.

Mr. Minh

Source: https://baochinhphu.vn/agribank-va-vnpay-dua-giai-phap-so-den-tung-ho-kinh-doanh-102251203151607226.htm

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