BIDV provides superior deposit solutions for businesses.

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Daily interest deposit: flexible daily interest rate mechanism, optimal compound interest.

This solution is specifically designed for businesses and organizations to manage cash flow, including holding, depositing, or awaiting payment, to address flexible income and expenditure needs and ensure readily available cash in the account at all times. Interest is recorded promptly, and the compound interest mechanism allows profits to continue generating returns, thereby optimizing cash flow benefits and supporting the liquidity of the business. This is an ideal tool to help managers not only control cash flow safely but also fully utilize the time value of cash when using a transaction account at BIDV .

CD_Flex: safe, increases the value of idle cash flow, and enables rapid capital turnover thanks to its flexible resale mechanism.

In the context of a constantly fluctuating financial market and businesses increasingly focusing on optimizing cash flow management, BIDV has developed CD_Flex - a flexible certificate of deposit. Unlike traditional certificates of deposit, CD_Flex allows businesses to resell it before maturity when capital needs arise and earn early withdrawal interest based on the holding period.

CD_Flex not only ensures the safety of capital but its mechanism also helps customers maintain profitability over time, while ensuring flexible cash flow, even when unexpected payment needs arise. Therefore, CD_Flex becomes a suitable choice for businesses with short-term capital, uncertain plans, and who want to take advantage of short-term returns while needing the ability to withdraw capital quickly.

Automated investment returns: smart cash flow, sustainable profits.

Automated investment is a new solution from BIDV aimed at commercial and service businesses with a continuous flow of cash. With this product, idle funds will be automatically invested at a flexible frequency determined by the business.

Notably, businesses can make payments/expenditures first and offset them later, eliminating the need for manual daily cash balance adjustments. This maximizes cash flow efficiency and optimizes benefits on payment accounts, especially for commercial and service businesses with high capital turnover rates.

Currently, the Automated Profit-Generating Investment solution is offered completely free of charge to customers, with a simple registration procedure, profit-generating mechanism activated on the same day, and is a highly secure automated investment product that helps businesses save operating time to focus resources on production and business activities.

With its trio of solutions: Daily Interest Deposits, CD_Flex, and Automated Profit Investments, BIDV is shaping a portfolio of deposit solutions that meet three key criteria: Flexibility - Proactiveness; Efficiency - Optimization; and Safety - Stability. From there, it will continue to provide comprehensive cash flow management solutions within a modern digital ecosystem, helping businesses save operational time, improve capital utilization efficiency, and increase adaptability to market fluctuations.