As Tet (Lunar New Year) approaches,ACB is offering customers incredibly attractive savings interest rates plus lucky money gifts – isn't this a "double standard" that any customer would desire? Even better, customers depositing money can also "check in" to receive lucky money at the transaction counter until the morning of January 25th, 2025.
" Time the market" - The principle of timing is always important for any investment, including saving.
"Cash isn't king. Cash flow is what matters most," millionaire Grant Cordone, CEO of Cardone Capital, once shared on Twitter about the importance of the time value of cash flow. This is also why many financial experts adhere to the principle of timing the market – choosing the right time in the market to invest.
Even with safe investments like savings accounts, often seen as a secure haven for unexpected needs or future plans, the timing, term, and location of the deposit must be carefully considered to maximize returns. Especially during the Lunar New Year period, when business owners have cash flow but haven't yet planned their spending, or receive large year-end bonuses, the question of whether to choose savings accounts or stock investments is a common dilemma.
As H. Minh, head of sales at a textile corporation, said: "Of course I'd put it in a savings account. Compared to stocks, it's definitely a profit, not a loss."
Mr. H. Kim and Mrs. L. Trang, a married couple who own a small production facility in Binh Duong , shared: "At the end of the year, after calculating our business plan for the new year, the money that we don't plan to invest immediately in the season, I will put into short-term savings accounts of 1-3 months. Business owners like us now prioritize finding safe and profitable investment channels that ensure a continuous flow of cash."
Ms. N. Thuy sees Tet as an opportune time to deposit savings for good luck and a prosperous year ahead: "I'm not a businesswoman, so I usually put my spare money into savings. At the beginning of the year, when I receive my salary and bonus, I also want to open a savings account for good luck, and as something to leave for my children and grandchildren later."
It's no coincidence that banks are competing to offer attractive interest rate promotions to attract deposits during the Lunar New Year season. Besides understanding and meeting customer needs, perhaps even the banks themselves want to fill their coffers for growth plans in the new year.
With Tet (Vietnamese New Year) approaching, deposit your savings at ACB and receive both preferential interest rates and lucky money gifts.
A common perception among clients is that safe investment channels don't offer excessively high returns, just enough to generate profit. The general rule is "high risk, high return."
But there are exceptions to everything, and ACB - a leading bank known for its reliability and transparency - has also just offered an unexpected preferential interest rate and bonus.
Mr. Dan, a VIP customer of ACB, shared that at this time last year during Tet (Lunar New Year), he deposited 500 million VND at the ACB Da Nang branch. This year, upon returning to deposit money, Mr. Dan was surprised to find a special preferential interest rate for a 3-month term and receive a lucky money gift on the God of Wealth Day as part of the "Tet Money and Wealth Comes" program recently launched by ACB. A good bank with high interest rates – could this be a "double standard" that any individual customer would desire?
For maximum convenience, customers can deposit money directly through the ACB ONE app anytime, anywhere, or visit the nearest branch/transaction office. Notably, while many banks remain open until January 24, 2025, ACB is one of the few banks that will continue to operate until January 25, 2025 (Saturday morning, the 26th day of the 12th lunar month). Customers can visit transaction counters to "check in" and receive New Year blessings with ACB's Tet Tien Tai Toi (New Year's Lucky Money) promotion.
Furthermore, understanding Vietnamese culture and the tradition of receiving lucky money on the God of Wealth Day, ACB wishes to convey auspicious signs and wishes for a prosperous and successful year to its business customers at the beginning of the new year. All lucky money will be credited to customers' accounts at ACB on the God of Wealth Day, February 7th, 2025 (the 10th day of the Lunar New Year). Specifically, when depositing savings of 60 million VND or more, customers will immediately receive 68,000 VND into their account, with a maximum of 6.8 million VND for deposits of 6 billion VND, and no limit on the number of lucky money received.
Earlier, the bank also seized the hopeful moment of New Year's Eve to give New Year's lucky money to millions of customers with the wish "Big cash, big fortune," conveying the hope for a prosperous and fulfilling year for the economy.
(*) Customers can deposit money directly on ACB ONE here, or for detailed information about the program, please visit Tien Tai Toi or go to the nearest ACB branch/transaction office or the 24/7 Contact Center: 028 38 247 247.
Source: https://thanhnien.vn/gui-tiet-kiem-thong-minh-quan-trong-nhat-la-thoi-diem-185250120113503685.htm
Comment (0)