ACB launches investment product Deposit Certificate on ACB ONE

(Dan Tri) - ACB Certificate of Deposit product offers fixed interest rates up to 5.8%/year, allowing users to invest from only 10 million VND, and can withdraw capital for use at any time according to needs.

In a volatile market, many business owners and individual investors are looking for an investment channel that is both safe and flexible, optimizing the conversion of business cash flow and savings.

Grasping that need,ACB officially launched the Deposit Certificate product on the ACB ONE application, providing daily profit yields of up to 5.8%/year, along with the ability to proactively use capital at any time while still enjoying real-time profits.

ACB launches Deposit Certificates on ACB ONE application with interest rates up to 5.8%/year (Photo: ACB).

Keep your money earning but ensure your capital flow remains flexible

For shop owners and small and medium-sized businesses, cash flow often fluctuates strongly depending on the season. In the short term, if money is not needed, many people will feel it is a waste if it is just kept in a payment account, while long-term savings lack flexibility when capital needs to be turned around suddenly.

Mr. Nguyen Van Minh, owner of an electronics center in Ho Chi Minh City, shared: “At the end of the year, revenue increases, so I often have a few hundred million VND that I don’t need to use. Instead of just saving online, I now invest more in ACB deposit certificates - which not only give high yields, but also allow me to withdraw a portion when I need to import goods and still make a profit. This method helps me to turn around capital very easily and is much more effective.”

Not only suitable for business people, the product is also attractive to wealthy customers who want to accumulate safely while still generating steady profits.

Ms. Ho Hoang Lan (55 years old), a long-time customer of ACB, said: “I do not want to take risks with stocks, gold or real estate at this time. With ACB deposit certificates, I feel secure because the interest rate is clear, the money still generates profit every day and can be withdrawn when needed, all done right on the phone.”

Meanwhile, a professional stock investor said: “My cash flow is constantly circulating from stocks, gold or real estate depending on the market time and there are also periods when I do not invest at all, deciding to wait. When ACB launched the Deposit Certificate Product, I decided to invest because this product suits my needs, flexibly moves cash flow between channels and the profit is also outstanding”.

ACB deposit certificates have many outstanding advantages and are a superior profit solution for business people and individual investors (Photo: ACB).

Good yield, flexible and easy online operation

ACB deposit certificates offer fixed yields of up to 5.8%/year, with investments starting from just 10 million VND. The highlight is the yield calculation mechanism based on holding time, helping customers “keep their money working”, making a profit every day even before the maturity date.

The entire investment, management and withdrawal process is carried out on the ACB ONE application. The certificate contract is automatically issued, clearly displaying the term, interest rate, issue date and yield according to the holding period. Customers can track and sell at any time, ensuring high liquidity, transparency and convenience.

According to Mr. Tu Tien Phat, General Director of ACB, the launch of this product demonstrates the bank's orientation in expanding its smart investment portfolio for individual and corporate customers.

“With the Certificate of Deposit, ACB wishes to bring customers a safe, proactive and effective investment solution. When time is used properly, every minute can become golden time, generating golden profits,” Mr. Phat shared.

Along with products such as gold bars, fund certificates, insurance and flexible financial solutions, deposit certificates are an important piece in ACB's strategy to develop a comprehensive investment ecosystem.

With more than 30 years of sustainable development and leading reputation, ACB continues to affirm its commitment to accompany customers on the journey of accumulating, investing and managing assets safely - flexibly - effectively.

Source: https://dantri.com.vn/kinh-doanh/acb-ra-mat-san-pham-dau-tu-chung-chi-tien-gui-tren-acb-one-20251030162232919.htm